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Area data

Lutz, FL — ZIP 33549

Population: 18,178 (Census ACS)

The median home value in ZIP 33549 (Lutz, FL) is $443,890 — down 0.8% over the past year. Homes sell for a median $450,000 after a median 44 days on market. Typical rent runs $1,968/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coldwave, hurricane, lightning the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$443,890

Median home value

-0.8%

1-year change

44

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$443,890
1-year appreciation
-0.8%
3-year appreciation
-1.8%
5-year appreciation
+25.2%
10-year appreciation
+94.1%
All-time peak (2024-05)
$469,352
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$450,000
Median list price
$459,500
Median price per sqft
$233
1-year sale-price change
+14.5%
Median days on market
44 days
Homes sold (recent period)
55
For-sale inventory
75
Sale-to-list ratio
97.4%
Active listings
63
1-year forecast
+0.2%
Days to pending
65 days
New listings (monthly)
20

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,968/mo
1-year rent change
-1.9%
Studio fair-market rent
$1,690/mo
1BR fair-market rent
$1,800/mo
2BR fair-market rent
$2,100/mo
3BR fair-market rent
$2,680/mo
4BR fair-market rent
$3,270/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
4
Middle schools
0
High schools
0
Charter schools
2
Schools include
LUTZ K-8 SCHOOL, MANISCALCO K-8 SCHOOL, LEARNING GATE COMMUNITY SCHOOL, LUTZ PREPARATORY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coldWave, hurricane, lightning, tornado, coastalFlooding
Notable hazard ratings (county)
coastalFlooding: Relatively High · coldWave: Very High · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 89% of US counties
Buildings in wildfire direct-exposure zone
27.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Normandy Park Apartments (6.9 mi — proposed for listing)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
59.0 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
156
Days with Moderate air quality
206
Highest AQI recorded (year)
114

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
59,430
Jobs reachable by transit (45 min)
49,085

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
De Soto National Memorial (44 mi)
Airports within 30 mi
28
Nearest airport
Geraci Airpark (4 mi)
Nearest major airport
Tampa International Airport (TPA) (12 mi)
Hospitals nearby (~15 mi)
20
Hospitals include
MEASE DUNEDIN HOSPITAL, Adventhealth Zephyrhills, ADVENTHEALTH NORTH PINELLAS
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
96
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+4,828 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,990
Housing built before 1970
9.2%
Housing built 2000 or later
22.1%
Median annual property tax
$2,683
Mean commute to work
26 min
Households with broadband internet
80.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
702,712
Average weekly wage
$1,376
Top industries (by employment)
Health Care, Professional Services, Finance & Insurance
Annual residential building permits (county)
4,402

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 33549State medianUS median
Median home value$443,890$346,549$289,727
Median sale price$450,000$359,990$325,000
Median days on market44 days72 days51 days
Typical rent$1,968/mo$2,095/mo$1,808/mo
Median annual property tax$2,683$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 33549?
$443,890.
What is the median sale price in ZIP 33549?
$450,000.
How long do homes take to sell in ZIP 33549?
Median days on market: 44 days.
What is typical rent in ZIP 33549?
Typical rent: $1,968/month.
What is the natural-hazard risk in ZIP 33549?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coldWave, hurricane, lightning, tornado, coastalFlooding.
Is ZIP 33549 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 33549?
Risk to homes is higher than 89% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 33549?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 33549?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 33549?
4 schools (4 elementary) (NCES, 2022-23).
Is ZIP 33549 walkable?
Walkability index: 6.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 33549?
Moderate. Median AQI: 51. (EPA AQI).
What is the cost of living in ZIP 33549?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Lutz, FL?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents