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Area data

Zcta 34109, FL — ZIP 34109

Population: 27,273 (Census ACS)

The median home value in ZIP 34109 (Zcta 34109, FL) is $580,925 — down 3.1% over the past year. Homes sell for a median $647,500 after a median 64.5 days on market. Typical rent runs $2,575/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coastalflooding, coldwave, hurricane the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$580,925

Median home value

-3.1%

1-year change

64.5

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$580,925
1-year appreciation
-3.1%
3-year appreciation
-10.9%
5-year appreciation
+29.9%
10-year appreciation
+52.3%
All-time peak (2024-02)
$664,006
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$647,500
Median list price
$595,000
Median price per sqft
$347
1-year sale-price change
+4.4%
Median days on market
64.5 days
Homes sold (recent period)
180
For-sale inventory
315
Sale-to-list ratio
94.2%
Active listings
264
1-year forecast
+0.6%
Days to pending
104 days
New listings (monthly)
46

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,575/mo
1-year rent change
-3.6%
Studio fair-market rent
$1,098/mo
1BR fair-market rent
$1,373/mo
2BR fair-market rent
$1,624/mo
3BR fair-market rent
$2,111/mo
4BR fair-market rent
$2,436/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
2
Middle schools
1
High schools
2
Schools include
PINE RIDGE MIDDLE SCHOOL, BARRON COLLIER HIGH SCHOOL, PELICAN MARSH ELEMENTARY SCHOOL, HOSPITAL/HOMEBOUND, OSCEOLA ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coastalFlooding, coldWave, hurricane, lightning, inlandFlooding
Notable hazard ratings (county)
coastalFlooding: Very High · coldWave: Very High · drought: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Very High · inlandFlooding: Relatively High
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 97% of US counties
Buildings in wildfire direct-exposure zone
26.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
10b (extreme annual low 35 to 40°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
259
Days with Moderate air quality
100
Highest AQI recorded (year)
144

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
9.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
34,515
Jobs reachable by transit (45 min)
26,311

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Big Cypress National Preserve (46 mi)
Airports within 30 mi
13
Nearest airport
Naples Municipal Airport (APF) (6 mi)
Nearest major airport
Naples Municipal Airport (APF) (6 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (5.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+3,448 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,998
Housing built before 1970
0.4%
Housing built 2000 or later
39.1%
Median annual property tax
$4,043
Mean commute to work
16 min
Households with broadband internet
82.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
152,440
Average weekly wage
$1,244
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
2,380

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 34109State medianUS median
Median home value$580,925$346,549$289,727
Median sale price$647,500$359,990$325,000
Median days on market65 days72 days51 days
Typical rent$2,575/mo$2,095/mo$1,808/mo
Median annual property tax$4,043$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 34109?
$580,925.
What is the median sale price in ZIP 34109?
$647,500.
How long do homes take to sell in ZIP 34109?
Median days on market: 64.5 days.
What is typical rent in ZIP 34109?
Typical rent: $2,575/month.
What is the natural-hazard risk in ZIP 34109?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coastalFlooding, coldWave, hurricane, lightning, inlandFlooding.
Is ZIP 34109 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 34109?
Risk to homes is higher than 97% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 34109?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 34109?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 34109?
6 schools (2 elementary, 1 middle, 2 high) (NCES, 2022-23).
Is ZIP 34109 walkable?
Walkability index: 9.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 34109?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in ZIP 34109?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Zcta 34109, FL?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents