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Area data

Zcta 34286, FL — ZIP 34286

Population: 22,534 (Census ACS)

The median home value in ZIP 34286 (Zcta 34286, FL) is $311,266 — down 4.5% over the past year. Homes sell for a median $323,700 after a median 45 days on market. Typical rent runs $2,106/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastalflooding the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$311,266

Median home value

-4.5%

1-year change

45

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$311,266
1-year appreciation
-4.5%
3-year appreciation
-17.7%
5-year appreciation
+9.1%
10-year appreciation
+68.0%
All-time peak (2022-08)
$398,171
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$323,700
Median list price
$342,200
Median price per sqft
$198
1-year sale-price change
+1.2%
Median days on market
45 days
Homes sold (recent period)
152
For-sale inventory
172
Sale-to-list ratio
97.7%
Active listings
192
1-year forecast
-1.1%
Days to pending
64 days
New listings (monthly)
42

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,106/mo
1-year rent change
+3.3%
Studio fair-market rent
$1,720/mo
1BR fair-market rent
$2,040/mo
2BR fair-market rent
$2,370/mo
3BR fair-market rent
$3,070/mo
4BR fair-market rent
$3,660/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
2
Middle schools
0
High schools
0
Schools include
CRANBERRY ELEMENTARY SCHOOL, LAMARQUE ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, coastalFlooding, inlandFlooding, strongWind
Notable hazard ratings (county)
coastalFlooding: Relatively High · coldWave: Relatively Low · drought: Relatively Low · heatWave: Relatively Moderate · hurricane: Very High · inlandFlooding: Relatively High
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 92% of US counties
Buildings in wildfire direct-exposure zone
16.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
76.0°F
Average high
85.0°F
Average low
67.0°F
Annual precipitation
44.2 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
47
Days with Good air quality
232
Days with Moderate air quality
132
Highest AQI recorded (year)
143

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,531
Jobs reachable by transit (45 min)
14,956

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
De Soto National Memorial (42 mi)
Airports within 30 mi
22
Nearest airport
Lake Suzy Estates Airport (9 mi)
Nearest major airport
Punta Gorda Airport (PGD) (16 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
SHOREPOINT HEALTH PUNTA GORDA, Adventhealth Port Charlotte, HCA FLORIDA FAWCETT HOSPITAL
Avg hospital rating (CMS)
2.9 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
24
Solar radiation rating
Good (5.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+5,352 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,004
Housing built before 1970
0.9%
Housing built 2000 or later
75.6%
Median annual property tax
$2,775
Mean commute to work
24 min
Households with broadband internet
83.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
172,135
Average weekly wage
$1,182
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
5,259

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 34286State medianUS median
Median home value$311,266$346,549$289,727
Median sale price$323,700$359,990$325,000
Median days on market45 days72 days51 days
Typical rent$2,106/mo$2,095/mo$1,808/mo
Median annual property tax$2,775$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 34286?
$311,266.
What is the median sale price in ZIP 34286?
$323,700.
How long do homes take to sell in ZIP 34286?
Median days on market: 45 days.
What is typical rent in ZIP 34286?
Typical rent: $2,106/month.
What is the natural-hazard risk in ZIP 34286?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastalFlooding, inlandFlooding, strongWind.
Is ZIP 34286 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 34286?
Risk to homes is higher than 92% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 34286?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 34286?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 34286?
2 schools (2 elementary) (NCES, 2022-23).
Is ZIP 34286 walkable?
Walkability index: 6.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 34286?
Good. Median AQI: 47. (EPA AQI).
What is the cost of living in ZIP 34286?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents