Area data
Zcta 34286, FL — ZIP 34286
Population: 22,534 (Census ACS)
The median home value in ZIP 34286 (Zcta 34286, FL) is $311,266 — down 4.5% over the past year. Homes sell for a median $323,700 after a median 45 days on market. Typical rent runs $2,106/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastalflooding the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).
$311,266
Median home value
-4.5%
1-year change
45
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $311,266
- 1-year appreciation
- -4.5%
- 3-year appreciation
- -17.7%
- 5-year appreciation
- +9.1%
- 10-year appreciation
- +68.0%
- All-time peak (2022-08)
- $398,171
- House Price Index (state)
- 542.2 (-2.6% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $323,700
- Median list price
- $342,200
- Median price per sqft
- $198
- 1-year sale-price change
- +1.2%
- Median days on market
- 45 days
- Homes sold (recent period)
- 152
- For-sale inventory
- 172
- Sale-to-list ratio
- 97.7%
- Active listings
- 192
- 1-year forecast
- -1.1%
- Days to pending
- 64 days
- New listings (monthly)
- 42
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,106/mo
- 1-year rent change
- +3.3%
- Studio fair-market rent
- $1,720/mo
- 1BR fair-market rent
- $2,040/mo
- 2BR fair-market rent
- $2,370/mo
- 3BR fair-market rent
- $3,070/mo
- 4BR fair-market rent
- $3,660/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 101.0 (100 = US avg)
- Electricity rate (state-level)
- 15.2¢/kWh
- Natural gas rate (state-level)
- $25.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 2
- Middle schools
- 0
- High schools
- 0
- Schools include
- CRANBERRY ELEMENTARY SCHOOL, LAMARQUE ELEMENTARY SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- hurricane, lightning, coastalFlooding, inlandFlooding, strongWind
- Notable hazard ratings (county)
- coastalFlooding: Relatively High · coldWave: Relatively Low · drought: Relatively Low · heatWave: Relatively Moderate · hurricane: Very High · inlandFlooding: Relatively High
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 92% of US counties
- Buildings in wildfire direct-exposure zone
- 16.1%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 76.0°F
- Average high
- 85.0°F
- Average low
- 67.0°F
- Annual precipitation
- 44.2 in
- USDA plant hardiness zone
- 10a (extreme annual low 30 to 35°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 47
- Days with Good air quality
- 232
- Days with Moderate air quality
- 132
- Highest AQI recorded (year)
- 143
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 6.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 8,531
- Jobs reachable by transit (45 min)
- 14,956
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- De Soto National Memorial (42 mi)
- Airports within 30 mi
- 22
- Nearest airport
- Lake Suzy Estates Airport (9 mi)
- Nearest major airport
- Punta Gorda Airport (PGD) (16 mi)
- Hospitals nearby (~15 mi)
- 8
- Hospitals include
- SHOREPOINT HEALTH PUNTA GORDA, Adventhealth Port Charlotte, HCA FLORIDA FAWCETT HOSPITAL
- Avg hospital rating (CMS)
- 2.9 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 24
- Solar radiation rating
- Good (5.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +5,352 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 2,004
- Housing built before 1970
- 0.9%
- Housing built 2000 or later
- 75.6%
- Median annual property tax
- $2,775
- Mean commute to work
- 24 min
- Households with broadband internet
- 83.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 172,135
- Average weekly wage
- $1,182
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 5,259
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 34286 | State median | US median | |
|---|---|---|---|
| Median home value | $311,266 | $346,549 | $289,727 |
| Median sale price | $323,700 | $359,990 | $325,000 |
| Median days on market | 45 days | 72 days | 51 days |
| Typical rent | $2,106/mo | $2,095/mo | $1,808/mo |
| Median annual property tax | $2,775 | $2,388 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 34286?
- $311,266.
- What is the median sale price in ZIP 34286?
- $323,700.
- How long do homes take to sell in ZIP 34286?
- Median days on market: 45 days.
- What is typical rent in ZIP 34286?
- Typical rent: $2,106/month.
- What is the natural-hazard risk in ZIP 34286?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastalFlooding, inlandFlooding, strongWind.
- Is ZIP 34286 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 34286?
- Risk to homes is higher than 92% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 34286?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 34286?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 34286?
- 2 schools (2 elementary) (NCES, 2022-23).
- Is ZIP 34286 walkable?
- Walkability index: 6.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 34286?
- Good. Median AQI: 47. (EPA AQI).
- What is the cost of living in ZIP 34286?
- Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →