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Area data

Crystal river, FL — ZIP 34428

Population: 10,163 (Census ACS)

The median home value in ZIP 34428 (Crystal river, FL) is $296,380 — down 0.3% over the past year. Homes sell for a median $390,000 after a median 68 days on market. Typical rent runs $1,763/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, coastalflooding, lightning the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$296,380

Median home value

-0.3%

1-year change

68

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$296,380
1-year appreciation
-0.3%
3-year appreciation
-2.9%
5-year appreciation
+24.8%
10-year appreciation
+129.2%
All-time peak (2024-10)
$311,837
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$390,000
Median list price
$345,000
Median price per sqft
$221
1-year sale-price change
+20.0%
Median days on market
68 days
Homes sold (recent period)
49
For-sale inventory
118
Sale-to-list ratio
96.1%
Active listings
98
1-year forecast
+0.2%
New listings (monthly)
14

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,763/mo
Studio fair-market rent
$1,098/mo
1BR fair-market rent
$1,373/mo
2BR fair-market rent
$1,624/mo
3BR fair-market rent
$2,111/mo
4BR fair-market rent
$2,436/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
CRYSTAL RIVER MIDDLE SCHOOL, CRYSTAL RIVER PRIMARY SCHOOL, CRYSTAL RIVER HIGH SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, coastalFlooding, lightning, inlandFlooding, strongWind
Notable hazard ratings (county)
coastalFlooding: Relatively High · coldWave: Relatively Low · heatWave: Relatively Low · hurricane: Very High · inlandFlooding: Relatively Moderate · lightning: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 83% of US counties
Buildings in wildfire direct-exposure zone
59.3%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
70.0°F
Average high
82.0°F
Average low
59.0°F
Annual precipitation
54.1 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
45
Days with Good air quality
230
Days with Moderate air quality
122
Highest AQI recorded (year)
118

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,300
Jobs reachable by transit (45 min)
4,210

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
21
Nearest airport
JR's STOLport (7 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
TAMPA GENERAL HOSPITAL CRYSTAL RIVER
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
EV charging stations (within 10 mi)
24
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+2,827 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,988
Housing built before 1970
13.6%
Housing built 2000 or later
23.9%
Median annual property tax
$1,631
Mean commute to work
21 min
Households with broadband internet
55.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
29,936
Average weekly wage
$896
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,162

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 34428State medianUS median
Median home value$296,380$346,549$289,727
Median sale price$390,000$359,990$325,000
Median days on market68 days72 days51 days
Typical rent$1,763/mo$2,095/mo$1,808/mo
Median annual property tax$1,631$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 34428?
$296,380.
What is the median sale price in ZIP 34428?
$390,000.
How long do homes take to sell in ZIP 34428?
Median days on market: 68 days.
What is typical rent in ZIP 34428?
Typical rent: $1,763/month.
What is the natural-hazard risk in ZIP 34428?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, coastalFlooding, lightning, inlandFlooding, strongWind.
Is ZIP 34428 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 34428?
Risk to homes is higher than 83% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 34428?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 34428?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 34428?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 34428 walkable?
Walkability index: 6.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 34428?
Good. Median AQI: 45. (EPA AQI).
What is the cost of living in ZIP 34428?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents