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Area data

Crystal Beach, FL — ZIP 34681

Population: 1,284 (Census ACS)

The median home value in ZIP 34681 (Crystal Beach, FL) is $644,861 — down 2.1% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coastalflooding, coldwave, hurricane the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$644,861

Median home value

-2.1%

1-year change

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$644,861
1-year appreciation
-2.1%
3-year appreciation
-9.3%
5-year appreciation
+13.5%
10-year appreciation
+87.8%
All-time peak (2024-05)
$734,067
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
25
1-year forecast
-0.3%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,720/mo
1BR fair-market rent
$1,830/mo
2BR fair-market rent
$2,130/mo
3BR fair-market rent
$2,720/mo
4BR fair-market rent
$3,310/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coastalFlooding, coldWave, hurricane, lightning, tornado
Notable hazard ratings (county)
coastalFlooding: Very High · coldWave: Very High · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Very High
Wildfire risk to homes (county)
Higher than 74% of US counties
Buildings in wildfire direct-exposure zone
5.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Stauffer Chemical Co. (Tarpon Springs) (5.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
56.0 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
47
Days with Good air quality
217
Days with Moderate air quality
145
Highest AQI recorded (year)
113

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
De Soto National Memorial (40 mi)
Airports within 30 mi
11
Nearest airport
Clearwater Air Park (CLW) (8 mi)
Nearest major airport
St. Petersburg Clearwater International Airport (PIE) (13 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
72
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+4,643 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,988
Housing built before 1970
33.6%
Housing built 2000 or later
5.8%
Median annual property tax
$5,820
Households with broadband internet
76.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
410,654
Average weekly wage
$1,237
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
1,120

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 34681State medianUS median
Median home value$644,861$346,549$289,727
Median annual property tax$5,820$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 34681?
$644,861.
What is typical rent in ZIP 34681?
2-bedroom fair-market rent: $2,130/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 34681?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coastalFlooding, coldWave, hurricane, lightning, tornado.
What is the wildfire risk in ZIP 34681?
Risk to homes is higher than 74% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 34681?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 34681?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 34681?
Good. Median AQI: 47. (EPA AQI).
What is the cost of living in ZIP 34681?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents