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Area data

Lobelville, TN — ZIP 37097

Population: 2,473 (Census ACS)

The median home value in ZIP 37097 (Lobelville, TN) is $167,997 — up 0.6% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$167,997

Median home value

+0.6%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$167,997
1-year appreciation
+0.6%
3-year appreciation
-3.5%
5-year appreciation
+10.3%
10-year appreciation
+79.8%
All-time peak (2024-07)
$181,572
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
14

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Lobelville Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Low · strongWind: Relatively Low
Wildfire risk to homes (county)
Higher than 39% of US counties
Buildings in wildfire direct-exposure zone
91.5%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
71.0°F
Average low
47.0°F
Annual precipitation
58.8 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
2
Nearest national park
Fort Donelson National Battlefield (49 mi)
National parks include
Fort Donelson National Battlefield, Shiloh National Military Park
Airports within 30 mi
11
Nearest airport
James Tucker Perry County Airport (14 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+80 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,989
Housing built before 1970
24.9%
Housing built 2000 or later
31.1%
Median annual property tax
$729
Mean commute to work
35 min
Households with broadband internet
41.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,152
Average weekly wage
$793
Top industries (by employment)
Health Care, Construction, Other Services
Annual residential building permits (county)
12

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 37097State medianUS median
Median home value$167,997$269,649$289,727
Median annual property tax$729$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 37097?
$167,997.
What is the natural-hazard risk in ZIP 37097?
Overall risk: Very Low (FEMA NRI, county-level).
What is the wildfire risk in ZIP 37097?
Risk to homes is higher than 39% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 37097?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 37097?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 37097?
1 schools (1 elementary) (NCES, 2022-23).
What is the cost of living in ZIP 37097?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents