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Area data

Royal, TN — ZIP 37160

Population: 38,148 (Census ACS)

The median home value in ZIP 37160 (Royal, TN) is $314,914 — up 1.4% over the past year. Homes sell for a median $380,000 after a median 37 days on market. Typical rent runs $1,415/month. 8 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, strongwind, tornado the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$314,914

Median home value

+1.4%

1-year change

37

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$314,914
1-year appreciation
+1.4%
3-year appreciation
+7.8%
5-year appreciation
+32.4%
10-year appreciation
+138.2%
All-time peak (2026-05)
$315,320
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$380,000
Median list price
$339,900
Median price per sqft
$170
Median days on market
37 days
Homes sold (recent period)
1
For-sale inventory
152
Sale-to-list ratio
87.4%
Active listings
1
1-year forecast
+1.7%
Days to pending
68 days
New listings (monthly)
36

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,415/mo
Studio fair-market rent
$1,150/mo
1BR fair-market rent
$1,170/mo
2BR fair-market rent
$1,320/mo
3BR fair-market rent
$1,660/mo
4BR fair-market rent
$2,020/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
8
Elementary schools
6
Middle schools
1
High schools
1
Schools include
Eakin Elementary, Shelbyville Central High School, Harris Middle School, East Side Elementary, Thomas Magnet School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 21% of US counties
Buildings in wildfire direct-exposure zone
75.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
11,223
Jobs reachable by transit (45 min)
11,148

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Stones River National Battlefield (29 mi)
National parks include
Stones River National Battlefield, Russell Cave National Monument
Airports within 30 mi
32
Nearest airport
Pleasant Grove Airpark (6 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
VANDERBILT BEDFORD HOSPITAL
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+323 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,988
Housing built before 1970
27.4%
Housing built 2000 or later
30.0%
Median annual property tax
$1,341
Mean commute to work
26 min
Households with broadband internet
68.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
15,421
Average weekly wage
$981
Top industries (by employment)
Construction, Accommodation & Food, Administrative Services
Annual residential building permits (county)
607

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 37160State medianUS median
Median home value$314,914$269,649$289,727
Median sale price$380,000$315,000$325,000
Median days on market37 days73 days51 days
Typical rent$1,415/mo$1,597/mo$1,808/mo
Median annual property tax$1,341$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 37160?
$314,914.
What is the median sale price in ZIP 37160?
$380,000.
How long do homes take to sell in ZIP 37160?
Median days on market: 37 days.
What is typical rent in ZIP 37160?
Typical rent: $1,415/month.
What is the natural-hazard risk in ZIP 37160?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, strongWind, tornado, winterWeather.
Is ZIP 37160 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 37160?
Risk to homes is higher than 21% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 37160?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 37160?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 37160?
8 schools (6 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 37160 walkable?
Walkability index: 7.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 37160?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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