Area data
Westmoreland, TN — ZIP 37186
Population: 10,709 (Census ACS)
The median home value in ZIP 37186 (Westmoreland, TN) is $288,095 — up 2.7% over the past year. Homes sell for a median $315,000 after a median 103 days on market. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, icestorm, lightning the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$288,095
Median home value
+2.7%
1-year change
103
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $288,095
- 1-year appreciation
- +2.7%
- 3-year appreciation
- +9.2%
- 5-year appreciation
- +23.7%
- 10-year appreciation
- +119.8%
- All-time peak (2026-05)
- $288,742
- House Price Index (state)
- 475.9 (+0.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $315,000
- Median list price
- $325,000
- Median price per sqft
- $207
- 1-year sale-price change
- -4.5%
- Median days on market
- 103 days
- Homes sold (recent period)
- 43
- For-sale inventory
- 47
- Sale-to-list ratio
- 98.8%
- Active listings
- 52
- 1-year forecast
- +0.3%
- New listings (monthly)
- 13
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,150/mo
- 1BR fair-market rent
- $1,170/mo
- 2BR fair-market rent
- $1,320/mo
- 3BR fair-market rent
- $1,660/mo
- 4BR fair-market rent
- $2,020/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $11.80/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 4
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 1
- School districts serving the area
- Macon County, Sumner County
- Schools include
- Westside Elementary, Westmoreland Elementary, Westmoreland High School, Westmoreland Middle School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- coldWave, iceStorm, lightning, strongWind, tornado
- Notable hazard ratings (county)
- coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively High
- FEMA flood zone
- A
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 15% of US counties
- Buildings in wildfire direct-exposure zone
- 66.1%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 57.0°F
- Average high
- 69.0°F
- Average low
- 46.0°F
- Annual precipitation
- 56.9 in
- Annual snowfall
- 4.9 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 45
- Days with Good air quality
- 242
- Days with Moderate air quality
- 104
- Highest AQI recorded (year)
- 133
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 3.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 3,202
- Jobs reachable by transit (45 min)
- 5,091
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Mammoth Cave National Park (42 mi)
- National parks include
- Mammoth Cave National Park, Stones River National Battlefield
- Airports within 30 mi
- 17
- Nearest airport
- Sugar Grove Airport (4 mi)
- Nearest major airport
- Bowling Green Warren County Regional Airport (BWG) (28 mi)
- Hospitals nearby (~15 mi)
- 4
- Hospitals include
- THE MEDICAL CENTER AT SCOTTSVILLE, HIGHPOINT HEALTH-SUMNER WITH ASCENSION SAINT THOMA, HIGHPOINT HEALTH-TROUSDALE WITH ASCENSION SAINT
- Avg hospital rating (CMS)
- 2.5 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +1,741 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,989
- Housing built before 1970
- 20.5%
- Housing built 2000 or later
- 32.5%
- Median annual property tax
- $926
- Mean commute to work
- 32 min
- Households with broadband internet
- 68.2%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 52,987
- Average weekly wage
- $1,101
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 1,610
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 37186 | State median | US median | |
|---|---|---|---|
| Median home value | $288,095 | $269,649 | $289,727 |
| Median sale price | $315,000 | $315,000 | $325,000 |
| Median days on market | 103 days | 73 days | 51 days |
| Median annual property tax | $926 | $970 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 37186?
- $288,095.
- What is the median sale price in ZIP 37186?
- $315,000.
- How long do homes take to sell in ZIP 37186?
- Median days on market: 103 days.
- What is typical rent in ZIP 37186?
- 2-bedroom fair-market rent: $1,320/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 37186?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, iceStorm, lightning, strongWind, tornado.
- Is ZIP 37186 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A.
- What is the wildfire risk in ZIP 37186?
- Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 37186?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 37186?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 37186?
- 4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 37186 walkable?
- Walkability index: 3.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 37186?
- Good. Median AQI: 45. (EPA AQI).
- What is the cost of living in ZIP 37186?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →