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Area data

Lake city, TN — ZIP 37769

Population: 5,848 (Census ACS)

The median home value in ZIP 37769 (Lake city, TN) is $246,717 — up 6.3% over the past year. Homes sell for a median $224,000 after a median 184 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, icestorm, inlandflooding the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$246,717

Median home value

+6.3%

1-year change

184

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$246,717
1-year appreciation
+6.3%
3-year appreciation
+16.9%
5-year appreciation
+43.2%
10-year appreciation
+137.6%
All-time peak (2026-05)
$248,236
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$224,000
Median list price
$257,250
Median price per sqft
$197
1-year sale-price change
+12.1%
Median days on market
184 days
Homes sold (recent period)
7
For-sale inventory
29
Sale-to-list ratio
93.1%
Active listings
29
1-year forecast
+3.0%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$810/mo
1BR fair-market rent
$810/mo
2BR fair-market rent
$990/mo
3BR fair-market rent
$1,290/mo
4BR fair-market rent
$1,490/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
1
High schools
0
Schools include
Lake City Elementary, Lake City Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, iceStorm, inlandFlooding, landslide, lightning
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate · landslide: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
66.6%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Oak Ridge Reservation (USDOE) (24.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
68.0°F
Average low
44.0°F
Annual precipitation
58.1 in
Annual snowfall
3.2 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
41
Days with Good air quality
212
Days with Moderate air quality
24
Highest AQI recorded (year)
105

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
9.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
18,416
Jobs reachable by transit (45 min)
16,617

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
Obed Wild & Scenic River (26 mi)
National parks include
Obed Wild & Scenic River, Big South Fork National River & Recreation Area, Cumberland Gap National Historical Park
Airports within 30 mi
18
Nearest airport
Riner Farm Airport (4 mi)
Nearest major airport
McGhee Tyson Airport (TYS) (30 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
LAFOLLETTE MEDICAL CENTER, METHODIST MEDICAL CENTER OF OAK RIDGE, RIDGEVIEW PSYCHIATRIC HOSPITAL AND CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+799 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,977
Housing built before 1970
40.2%
Housing built 2000 or later
21.2%
Median annual property tax
$839
Mean commute to work
30 min
Households with broadband internet
66.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
40,247
Average weekly wage
$1,463
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
138

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 37769State medianUS median
Median home value$246,717$269,649$289,727
Median sale price$224,000$315,000$325,000
Median days on market184 days73 days51 days
Median annual property tax$839$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 37769?
$246,717.
What is the median sale price in ZIP 37769?
$224,000.
How long do homes take to sell in ZIP 37769?
Median days on market: 184 days.
What is typical rent in ZIP 37769?
2-bedroom fair-market rent: $990/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 37769?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, iceStorm, inlandFlooding, landslide, lightning.
Is ZIP 37769 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 37769?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 37769?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 37769?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 37769?
2 schools (1 elementary, 1 middle) (NCES, 2022-23).
Is ZIP 37769 walkable?
Walkability index: 9.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 37769?
Good. Median AQI: 41. (EPA AQI).
What is the cost of living in ZIP 37769?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents