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Area data

Covington, TN — ZIP 38019

Population: 15,760 (Census ACS)

The median home value in ZIP 38019 (Covington, TN) is $210,581 — up 3.6% over the past year. Homes sell for a median $223,000 after a median 45 days on market. Typical rent runs $1,038/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, tornado, coldwave the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$210,581

Median home value

+3.6%

1-year change

45

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$210,581
1-year appreciation
+3.6%
3-year appreciation
+10.9%
5-year appreciation
+30.5%
10-year appreciation
+100.4%
All-time peak (2026-07)
$210,581
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$223,000
Median list price
$286,500
Median price per sqft
$141
1-year sale-price change
-14.4%
Median days on market
45 days
Homes sold (recent period)
21
For-sale inventory
64
Sale-to-list ratio
96.4%
Active listings
44
1-year forecast
+0.5%
New listings (monthly)
15

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,038/mo
Studio fair-market rent
$840/mo
1BR fair-market rent
$940/mo
2BR fair-market rent
$1,060/mo
3BR fair-market rent
$1,390/mo
4BR fair-market rent
$1,620/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
3
Middle schools
1
High schools
1
Schools include
Crestview Middle School, Covington High School, Crestview Elementary, Charger Academy, Austin Peay Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, tornado, coldWave, earthquake, heatWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 23% of US counties
Buildings in wildfire direct-exposure zone
69.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Arlington Blending & Packaging (18.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
70.0°F
Average low
49.0°F
Annual precipitation
57.5 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
10,074
Jobs reachable by transit (45 min)
10,457

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Trail Of Tears National Historic Trail (34 mi)
Airports within 30 mi
23
Nearest airport
Covington Municipal Airport (3 mi)
Nearest major airport
Millington-Memphis Airport (NQA) (20 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
BAPTIST MEMORIAL HOSPITAL TIPTON
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+280 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
28.1%
Housing built 2000 or later
23.6%
Median annual property tax
$1,116
Mean commute to work
26 min
Households with broadband internet
63.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,517
Average weekly wage
$987
Top industries (by employment)
Construction, Accommodation & Food, Administrative Services
Annual residential building permits (county)
115

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38019State medianUS median
Median home value$210,581$269,649$289,727
Median sale price$223,000$315,000$325,000
Median days on market45 days73 days51 days
Typical rent$1,038/mo$1,597/mo$1,808/mo
Median annual property tax$1,116$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38019?
$210,581.
What is the median sale price in ZIP 38019?
$223,000.
How long do homes take to sell in ZIP 38019?
Median days on market: 45 days.
What is typical rent in ZIP 38019?
Typical rent: $1,038/month.
What is the natural-hazard risk in ZIP 38019?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, tornado, coldWave, earthquake, heatWave.
Is ZIP 38019 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 38019?
Risk to homes is higher than 23% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38019?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38019?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 38019?
6 schools (3 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 38019 walkable?
Walkability index: 8.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 38019?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents