Area data
Gates, TN — ZIP 38037
Population: 1,749 (Census ACS)
The median home value in ZIP 38037 (Gates, TN) is $135,369 — up 14.2% over the past year. Homes sell for a median $125,000 after a median 193 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, coldwave, drought the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$135,369
Median home value
+14.2%
1-year change
193
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $135,369
- 1-year appreciation
- +14.2%
- 3-year appreciation
- +8.2%
- 5-year appreciation
- +25.7%
- 10-year appreciation
- +77.6%
- All-time peak (2026-07)
- $135,369
- House Price Index (state)
- 475.9 (+0.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $125,000
- Median price per sqft
- $93
- 1-year sale-price change
- +56.7%
- Median days on market
- 193 days
- Homes sold (recent period)
- 3
- For-sale inventory
- 7
- Sale-to-list ratio
- 92.1%
- Active listings
- 4
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $700/mo
- 1BR fair-market rent
- $710/mo
- 2BR fair-market rent
- $930/mo
- 3BR fair-market rent
- $1,230/mo
- 4BR fair-market rent
- $1,460/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $11.80/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 0
- Middle schools
- 1
- High schools
- 0
- Schools include
- Haywood Middle School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- iceStorm, coldWave, drought, earthquake, heatWave
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively High · landslide: Relatively Low
- Wildfire risk to homes (county)
- Higher than 22% of US counties
- Buildings in wildfire direct-exposure zone
- 67.9%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Alamo Contaminated Ground Water (15.8 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 3.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 3,241
- Jobs reachable by transit (45 min)
- 3,631
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Trail Of Tears National Historic Trail (24 mi)
- Airports within 30 mi
- 10
- Nearest airport
- Arnold Field (7 mi)
- Nearest major airport
- McKellar-Sipes Regional Airport (MKL) (30 mi)
- Hospitals nearby (~15 mi)
- 339
- Hospitals include
- ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.4 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -14 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,980
- Housing built before 1970
- 33.2%
- Housing built 2000 or later
- 18.6%
- Median annual property tax
- $654
- Mean commute to work
- 38 min
- Households with broadband internet
- 55.8%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 4,689
- Average weekly wage
- $934
- Top industries (by employment)
- Health Care, Accommodation & Food, Finance & Insurance
- Annual residential building permits (county)
- 20
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 38037 | State median | US median | |
|---|---|---|---|
| Median home value | $135,369 | $269,649 | $289,727 |
| Median sale price | $125,000 | $315,000 | $325,000 |
| Median days on market | 193 days | 73 days | 51 days |
| Median annual property tax | $654 | $970 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 38037?
- $135,369.
- What is the median sale price in ZIP 38037?
- $125,000.
- How long do homes take to sell in ZIP 38037?
- Median days on market: 193 days.
- What is typical rent in ZIP 38037?
- 2-bedroom fair-market rent: $930/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 38037?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, drought, earthquake, heatWave.
- What is the wildfire risk in ZIP 38037?
- Risk to homes is higher than 22% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 38037?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 38037?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 38037?
- 1 schools (1 middle) (NCES, 2022-23).
- Is ZIP 38037 walkable?
- Walkability index: 3.0/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 38037?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →