Area data
Oakland, TN — ZIP 38060
Population: 12,552 (Census ACS)
The median home value in ZIP 38060 (Oakland, TN) is $354,523 — down 2.1% over the past year. Homes sell for a median $351,495 after a median 57 days on market. Typical rent runs $2,150/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, earthquake, heatwave the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$354,523
Median home value
-2.1%
1-year change
57
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $354,523
- 1-year appreciation
- -2.1%
- 3-year appreciation
- -0.4%
- 5-year appreciation
- +19.8%
- 10-year appreciation
- +78.7%
- All-time peak (2025-02)
- $362,869
- House Price Index (state)
- 475.9 (+0.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $351,495
- Median list price
- $370,000
- Median price per sqft
- $175
- 1-year sale-price change
- +3.4%
- Median days on market
- 57 days
- Homes sold (recent period)
- 70
- For-sale inventory
- 98
- Sale-to-list ratio
- 98.7%
- Active listings
- 124
- 1-year forecast
- 0.0%
- Days to pending
- 63 days
- New listings (monthly)
- 26
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,150/mo
- 1-year rent change
- +0.1%
- Studio fair-market rent
- $1,200/mo
- 1BR fair-market rent
- $1,330/mo
- 2BR fair-market rent
- $1,510/mo
- 3BR fair-market rent
- $1,980/mo
- 4BR fair-market rent
- $2,310/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $11.80/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 0
- Schools include
- Oakland Elementary, West Junior High School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- coldWave, earthquake, heatWave, iceStorm, lightning
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 56% of US counties
- Buildings in wildfire direct-exposure zone
- 81.0%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Arlington Blending & Packaging (10.6 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 62.0°F
- Average high
- 72.0°F
- Average low
- 51.0°F
- Annual precipitation
- 59.5 in
- USDA plant hardiness zone
- 8a (extreme annual low 10 to 15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 5.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 20,581
- Jobs reachable by transit (45 min)
- 22,998
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Trail Of Tears National Historic Trail (59 mi)
- Airports within 30 mi
- 30
- Nearest airport
- Pegasus Field (4 mi)
- Nearest major airport
- Millington-Memphis Airport (NQA) (23 mi)
- Hospitals nearby (~15 mi)
- 5
- Hospitals include
- ST FRANCIS HOSPITAL, SAINT FRANCIS BARTLETT MEDICAL CENTER, LAKESIDE BEHAVIORAL HEALTH SYSTEM
- Avg hospital rating (CMS)
- 2.0 / 5
- Best hospital rating nearby (CMS)
- 2.0 / 5
- Solar radiation rating
- Fair (4.4 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +331 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 2,005
- Housing built before 1970
- 5.8%
- Housing built 2000 or later
- 68.8%
- Median annual property tax
- $1,136
- Mean commute to work
- 31 min
- Households with broadband internet
- 82.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 6,717
- Average weekly wage
- $1,080
- Top industries (by employment)
- Construction, Administrative Services, Accommodation & Food
- Annual residential building permits (county)
- 225
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 38060 | State median | US median | |
|---|---|---|---|
| Median home value | $354,523 | $269,649 | $289,727 |
| Median sale price | $351,495 | $315,000 | $325,000 |
| Median days on market | 57 days | 73 days | 51 days |
| Typical rent | $2,150/mo | $1,597/mo | $1,808/mo |
| Median annual property tax | $1,136 | $970 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 38060?
- $354,523.
- What is the median sale price in ZIP 38060?
- $351,495.
- How long do homes take to sell in ZIP 38060?
- Median days on market: 57 days.
- What is typical rent in ZIP 38060?
- Typical rent: $2,150/month.
- What is the natural-hazard risk in ZIP 38060?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, earthquake, heatWave, iceStorm, lightning.
- Is ZIP 38060 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 38060?
- Risk to homes is higher than 56% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 38060?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 38060?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 38060?
- 2 schools (1 elementary, 1 middle) (NCES, 2022-23).
- Is ZIP 38060 walkable?
- Walkability index: 5.7/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 38060?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →