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Area data

Big Sandy, TN — ZIP 38221

Population: 3,098 (Census ACS)

The typical home value in ZIP 38221 (Big Sandy, TN) is $189,493 — up 4.9% over the past year. Homes sell for a median $265,172 after a median 153 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with cold wave, strong wind the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$189,493

Typical home value

+4.9%

1-year change

153

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$189,493
1-year appreciation
+4.9%
3-year appreciation
+6.8%
5-year appreciation
+21.1%
10-year appreciation
+100.3%
Peak value since 2000 (Jun 2026)
$190,075
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$265,172
Median list price
$187,977
Median price per sqft
$131
1-year sale-price change
+65.7%
Median days on market
153 days
Homes sold (recent period)
10
For-sale inventory
26
Sale-to-list ratio
94.9%
Active listings
25
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$761/mo
1BR fair-market rent
$775/mo
2BR fair-market rent
$995/mo
3BR fair-market rent
$1,378/mo
4BR fair-market rent
$1,401/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
0
Schools include
Big Sandy School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
cold wave, strong wind
Notable hazard ratings (county)
cold wave: Relatively Moderate · strong wind: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · heat wave: Relatively Low · ice storm: Relatively Low
Wildfire risk to homes (county)
Higher than 36% of US counties
Buildings in wildfire direct-exposure zone
92.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
60.0°F
Average high
71.0°F
Average low
49.0°F
Annual precipitation
51.6 in
Annual snowfall
2.7 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Donelson National Battlefield (18 mi)
Airports within 30 mi
13
Nearest airport
Big Sandy Airpark (2 mi)
Nearest major airport
McKellar-Sipes Regional Airport (MKL) (66 mi)
Hospitals in or near this ZIP
12
Hospitals include
MURRAY-CALLOWAY COUNTY HOSPITAL, Blanchfield ACH (FT Campbell), JACKSON PURCHASE MEDICAL CENTER
Avg hospital rating (CMS)
2.8 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+147 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1981
Housing built before 1970
29.8%
Housing built 2000 or later
16.8%
Median annual property tax
$779
Mean commute to work
25 min
Households with broadband internet
36.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,564
Average weekly wage
$912
Top industries (by employment)
Accommodation & Food, Finance & Insurance, Administrative Services
Annual residential building permits (county)
3

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38221State medianUS median
Typical home value$189,493$264,734$285,053
Median sale price$265,172$327,152$319,906
Median days on market153 days65 days48 days
Median annual property tax$779$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 38221?
$189,493.
What is the median sale price in ZIP 38221?
$265,172.
How long do homes take to sell in ZIP 38221?
Median days on market: 153 days.
What is typical rent in ZIP 38221?
2-bedroom fair-market rent: $995/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 38221?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: cold wave, strong wind.
What is the wildfire risk in ZIP 38221?
Risk to homes is higher than 36% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38221?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38221?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 38221?
1 schools (NCES, 2024-25).
What is the cost of living in ZIP 38221?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents