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Area data

Hornbeak, TN — ZIP 38232

Population: 2,238 (Census ACS)

The median home value in ZIP 38232 (Hornbeak, TN) is $168,225 — up 6.0% over the past year. Homes sell for a median $195,000 after a median 44 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, coldwave, drought the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$168,225

Median home value

+6.0%

1-year change

44

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$168,225
1-year appreciation
+6.0%
3-year appreciation
+14.4%
5-year appreciation
+39.5%
10-year appreciation
+82.2%
All-time peak (2026-07)
$168,225
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$195,000
Median list price
$259,700
Median price per sqft
$125
1-year sale-price change
-2.5%
Median days on market
44 days
Homes sold (recent period)
6
For-sale inventory
19
Sale-to-list ratio
92.7%
Active listings
7
1-year forecast
+2.7%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$758/mo
1BR fair-market rent
$948/mo
2BR fair-market rent
$1,160/mo
3BR fair-market rent
$1,508/mo
4BR fair-market rent
$1,740/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Black Oak Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, coldWave, drought, earthquake, heatWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 19% of US counties
Buildings in wildfire direct-exposure zone
56.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
69.0°F
Average low
47.0°F
Annual precipitation
55.7 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,860
Jobs reachable by transit (45 min)
2,466

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Trail Of Tears National Historic Trail (29 mi)
Airports within 30 mi
20
Nearest airport
Reelfoot Lake Airport (8 mi)
Nearest major airport
Arkansas International Airport (BYH) (44 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
BAPTIST MEMORIAL HOSPITAL UNION CITY
Avg hospital rating (CMS)
5.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+40 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,988
Housing built before 1970
34.3%
Housing built 2000 or later
31.7%
Median annual property tax
$491
Mean commute to work
33 min
Households with broadband internet
57.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,547
Average weekly wage
$882
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
18

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38232State medianUS median
Median home value$168,225$269,649$289,727
Median sale price$195,000$315,000$325,000
Median days on market44 days73 days51 days
Median annual property tax$491$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38232?
$168,225.
What is the median sale price in ZIP 38232?
$195,000.
How long do homes take to sell in ZIP 38232?
Median days on market: 44 days.
What is typical rent in ZIP 38232?
2-bedroom fair-market rent: $1,160/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 38232?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, drought, earthquake, heatWave.
Is ZIP 38232 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 38232?
Risk to homes is higher than 19% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38232?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38232?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 38232?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 38232 walkable?
Walkability index: 4.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 38232?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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