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Area data

Bloomington Springs, TN — ZIP 38545

Population: 1,575 (Census ACS)

The median home value in ZIP 38545 (Bloomington Springs, TN) is $254,056 — up 1.6% over the past year. Homes sell for a median $356,500 after a median 150.5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$254,056

Median home value

+1.6%

1-year change

150.5

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$254,056
1-year appreciation
+1.6%
3-year appreciation
+11.3%
5-year appreciation
+26.8%
10-year appreciation
+115.4%
All-time peak (2026-04)
$255,145
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$356,500
Median list price
$414,929
Median price per sqft
$235
1-year sale-price change
+1.9%
Median days on market
150.5 days
Homes sold (recent period)
4
For-sale inventory
4
Sale-to-list ratio
97.1%
Active listings
4
1-year forecast
+1.6%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
coldWave: Relatively Low · hail: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Low
Wildfire risk to homes (county)
Higher than 47% of US counties
Buildings in wildfire direct-exposure zone
73.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
62.2 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
32
Days with Good air quality
302
Days with Moderate air quality
59
Highest AQI recorded (year)
74

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
2
Nearest national park
Stones River National Battlefield (49 mi)
National parks include
Stones River National Battlefield, Obed Wild & Scenic River
Airports within 30 mi
12
Nearest airport
One Grand Field (8 mi)
Nearest major airport
Crossville Memorial Airport Whitson Field (CSV) (37 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
21
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+152 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
18.3%
Housing built 2000 or later
9.2%
Median annual property tax
$982
Households with broadband internet
64.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,026
Average weekly wage
$873
Top industries (by employment)
Wholesale Trade, Professional Services, Administrative Services
Annual residential building permits (county)
592

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38545State medianUS median
Median home value$254,056$269,649$289,727
Median sale price$356,500$315,000$325,000
Median days on market151 days73 days51 days
Median annual property tax$982$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38545?
$254,056.
What is the median sale price in ZIP 38545?
$356,500.
How long do homes take to sell in ZIP 38545?
Median days on market: 150.5 days.
What is the natural-hazard risk in ZIP 38545?
Overall risk: Very Low (FEMA NRI, county-level).
What is the wildfire risk in ZIP 38545?
Risk to homes is higher than 47% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38545?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38545?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 38545?
Good. Median AQI: 32. (EPA AQI).
What is the cost of living in ZIP 38545?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents