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Area data

Sparta, TN — ZIP 38583

Population: 25,584 (Census ACS)

The median home value in ZIP 38583 (Sparta, TN) is $287,711 — up 6.1% over the past year. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with coldwave, lightning, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$287,711

Median home value

+6.1%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$287,711
1-year appreciation
+6.1%
3-year appreciation
+14.3%
5-year appreciation
+32.5%
10-year appreciation
+118.9%
All-time peak (2026-05)
$288,200
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
173
Days to pending
85 days
New listings (monthly)
34

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
5
Middle schools
1
High schools
1
Schools include
Northfield Elementary School, Bon De Croft Elementary, Cassville Elementary, Findlay Elementary, White County High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
coldWave, lightning, strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 54% of US counties
Buildings in wildfire direct-exposure zone
88.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
68.2 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Obed Wild & Scenic River (48 mi)
National parks include
Obed Wild & Scenic River, Stones River National Battlefield, Big South Fork National River & Recreation Area
Airports within 30 mi
15
Nearest airport
Upper Cumberland Regional Airport (9 mi)
Nearest major airport
Crossville Memorial Airport Whitson Field (CSV) (20 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
SAINT THOMAS HIGHLANDS HOSPITAL
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+296 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,984
Housing built before 1970
30.2%
Housing built 2000 or later
23.1%
Median annual property tax
$860
Mean commute to work
21 min
Households with broadband internet
74.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,077
Average weekly wage
$883
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
43

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38583State medianUS median
Median home value$287,711$269,649$289,727
Median annual property tax$860$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38583?
$287,711.
What is the natural-hazard risk in ZIP 38583?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: coldWave, lightning, strongWind, tornado, winterWeather.
What is the wildfire risk in ZIP 38583?
Risk to homes is higher than 54% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38583?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38583?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 38583?
7 schools (5 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 38583?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents