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Area data

Cleveland, MS — ZIP 38732

Population: 16,696 (Census ACS)

The median home value in ZIP 38732 (Cleveland, MS) is $140,696 — down 5.1% over the past year. Homes sell for a median $121,250 after a median 173 days on market. 8 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, earthquake, heatwave the top-rated hazards. Cost of living is 15.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$140,696

Median home value

-5.1%

1-year change

173

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$140,696
1-year appreciation
-5.1%
3-year appreciation
-11.7%
5-year appreciation
-12.1%
10-year appreciation
-2.6%
All-time peak (2021-12)
$174,486
House Price Index (state)
322.1 (+3.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$121,250
Median list price
$177,500
Median price per sqft
$79
1-year sale-price change
-3.0%
Median days on market
173 days
Homes sold (recent period)
4
For-sale inventory
55
Sale-to-list ratio
81.9%
Active listings
7
1-year forecast
-4.3%
New listings (monthly)
15

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$705/mo
1BR fair-market rent
$882/mo
2BR fair-market rent
$1,046/mo
3BR fair-market rent
$1,360/mo
4BR fair-market rent
$1,569/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
85.0 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
8
Elementary schools
4
Middle schools
1
High schools
3
Schools include
CLEVELAND VOC TECH COMPLEX, NAILOR ELEMENTARY SCHOOL, PARKS ELEMENTARY SCHOOL, PEARMAN ELEMENTARY SCHOOL, ALTERNATIVE SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, earthquake, heatWave, iceStorm, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate · hurricane: Relatively Low
Wildfire risk to homes (county)
Higher than 19% of US counties
Buildings in wildfire direct-exposure zone
28.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
64.0°F
Average high
74.0°F
Average low
53.0°F
Annual precipitation
59.9 in
Annual snowfall
2.0 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
52
Days with Good air quality
162
Days with Moderate air quality
198
Highest AQI recorded (year)
126

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,172
Jobs reachable by transit (45 min)
4,054

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Emmett Till and Mamie Till-Mobley National Monument (25 mi)
National parks include
Emmett Till and Mamie Till-Mobley National Monument, Arkansas Post National Memorial
Airports within 30 mi
43
Nearest airport
Cleveland Municipal Airport (2 mi)
Nearest major airport
Mid Delta Regional Airport (GLH) (24 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
BOLIVAR MEDICAL CENTER
Avg hospital rating (CMS)
1.0 / 5
Best hospital rating nearby (CMS)
1.0 / 5
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-229 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,976
Housing built before 1970
37.8%
Housing built 2000 or later
15.0%
Median annual property tax
$1,327
Mean commute to work
19 min
Households with broadband internet
61.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
8,412
Average weekly wage
$837
Top industries (by employment)
Health Care, Accommodation & Food, Agriculture
Annual residential building permits (county)
15

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38732State medianUS median
Median home value$140,696$154,088$289,727
Median sale price$121,250$224,950$325,000
Median days on market173 days50 days51 days
Median annual property tax$1,327$859$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38732?
$140,696.
What is the median sale price in ZIP 38732?
$121,250.
How long do homes take to sell in ZIP 38732?
Median days on market: 173 days.
What is typical rent in ZIP 38732?
2-bedroom fair-market rent: $1,046/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 38732?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, earthquake, heatWave, iceStorm, inlandFlooding.
What is the wildfire risk in ZIP 38732?
Risk to homes is higher than 19% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38732?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38732?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 38732?
8 schools (4 elementary, 1 middle, 3 high) (NCES, 2022-23).
Is ZIP 38732 walkable?
Walkability index: 6.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 38732?
Moderate. Median AQI: 52. (EPA AQI).
What is the cost of living in ZIP 38732?
Regional Price Parity: 85.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents