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Area data

Belden, MS — ZIP 38826

Population: 5,894 (Census ACS)

The median home value in ZIP 38826 (Belden, MS) is $268,653 — up 9.8% over the past year. Homes sell for a median $429,900 after a median 29 days on market. Typical rent runs $1,566/month. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, lightning, earthquake the top-rated hazards. Cost of living is 15.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$268,653

Median home value

+9.8%

1-year change

29

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$268,653
1-year appreciation
+9.8%
3-year appreciation
+16.4%
5-year appreciation
+31.5%
10-year appreciation
+59.5%
All-time peak (2026-07)
$268,653
House Price Index (state)
322.1 (+3.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$429,900
Median list price
$500,000
Median price per sqft
$170
1-year sale-price change
+23.7%
Median days on market
29 days
Homes sold (recent period)
21
For-sale inventory
30
Active listings
23
1-year forecast
+1.0%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,566/mo
Studio fair-market rent
$705/mo
1BR fair-market rent
$882/mo
2BR fair-market rent
$1,046/mo
3BR fair-market rent
$1,360/mo
4BR fair-market rent
$1,569/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
85.0 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
0
Schools include
LEE CO. SCHOOLS IMPROVEMENT CENTER

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, lightning, earthquake, heatWave, iceStorm
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate · hurricane: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 47% of US counties
Buildings in wildfire direct-exposure zone
63.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
63.0°F
Average high
74.0°F
Average low
52.5°F
Annual precipitation
56.5 in
Annual snowfall
1.4 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
212
Days with Moderate air quality
31
Highest AQI recorded (year)
122

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
9,585
Jobs reachable by transit (45 min)
6,497

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
Tupelo National Battlefield (7 mi)
National parks include
Tupelo National Battlefield, Natchez Trace National Scenic Trail, Brices Cross Roads National Battlefield Site
Airports within 30 mi
10
Nearest airport
Tupelo Regional Airport (TUP) (5 mi)
Nearest major airport
Tupelo Regional Airport (TUP) (5 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
NORTH MISSISSIPPI MEDICAL CENTER, OCEANS BEHAVIORAL HOSPITAL OF TUPELO, PONTOTOC HEALTH SERVICE INC CAH
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-6 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,995
Housing built before 1970
12.4%
Housing built 2000 or later
37.7%
Median annual property tax
$2,166
Mean commute to work
19 min
Households with broadband internet
57.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
47,650
Average weekly wage
$955
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
92

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38826State medianUS median
Median home value$268,653$154,088$289,727
Median sale price$429,900$224,950$325,000
Median days on market29 days50 days51 days
Typical rent$1,566/mo$1,471/mo$1,808/mo
Median annual property tax$2,166$859$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38826?
$268,653.
What is the median sale price in ZIP 38826?
$429,900.
How long do homes take to sell in ZIP 38826?
Median days on market: 29 days.
What is typical rent in ZIP 38826?
Typical rent: $1,566/month.
What is the natural-hazard risk in ZIP 38826?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, lightning, earthquake, heatWave, iceStorm.
Is ZIP 38826 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 38826?
Risk to homes is higher than 47% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38826?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38826?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 38826?
1 schools (NCES, 2022-23).
Is ZIP 38826 walkable?
Walkability index: 6.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 38826?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 38826?
Regional Price Parity: 85.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents