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Area data

Monticello, MS — ZIP 39654

Population: 4,604 (Census ACS)

The typical home value in ZIP 39654 (Monticello, MS) is $116,343 — up 2.8% over the past year. Homes sell for a median $161,952 after a median 82 days on market. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 13.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$116,343

Typical home value

+2.8%

1-year change

82

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$116,343
1-year appreciation
+2.8%
3-year appreciation
-10.2%
5-year appreciation
-12.8%
10-year appreciation
+6.8%
Peak value since 2000 (Aug 2022)
$140,157
House Price Index (state)
328.9 (+0.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$161,952
Median list price
$88,544
Median price per sqft
$70
1-year sale-price change
-0.0%
Median days on market
82 days
Homes sold (recent period)
4
For-sale inventory
13
Sale-to-list ratio
93.8%
Active listings
14

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$761/mo
1BR fair-market rent
$769/mo
2BR fair-market rent
$905/mo
3BR fair-market rent
$1,185/mo
4BR fair-market rent
$1,189/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.0 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.60/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
2
Avg student-teacher ratio
11.8 : 1
Schools include
Rod Paige Middle School, Monticello Elementary, Lawrence County High School, Topeka - Tilton School, LAWRENCE CO TECH & CAREER CENTER

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
hail: Relatively Low · drought: Relatively Low · tornado: Relatively Low · heat wave: Relatively Low · ice storm: Relatively Low · hurricane: Relatively Low
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
91.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
66.0°F
Average high
77.0°F
Average low
55.0°F
Annual precipitation
61.9 in
Annual snowfall
0.1 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Medgar and Myrlie Evers Home National Monument (55 mi)
Airports within 30 mi
10
Nearest airport
Clay Airport (4 mi)
Nearest major airport
Hattiesburg Laurel Regional Airport (PIB) (49 mi)
Hospitals in or near this ZIP
1
Hospitals include
LAWRENCE COUNTY HOSPITAL CAH
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-29 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1980
Housing built before 1970
25.6%
Housing built 2000 or later
11.1%
Median annual property tax
$874
Mean commute to work
30 min
Households with broadband internet
41.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,022
Average weekly wage
$1,236
Top industries (by employment)
Accommodation & Food, Finance & Insurance, Real Estate

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 39654State medianUS median
Typical home value$116,343$151,261$285,053
Median sale price$161,952$204,890$319,906
Median days on market82 days54 days48 days
Median annual property tax$874$859$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 39654?
$116,343.
What is the median sale price in ZIP 39654?
$161,952.
How long do homes take to sell in ZIP 39654?
Median days on market: 82 days.
What is typical rent in ZIP 39654?
2-bedroom fair-market rent: $905/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 39654?
Overall risk: Very Low (FEMA NRI, county-level).
What is the wildfire risk in ZIP 39654?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 39654?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 39654?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 39654?
5 schools (2 elementary, 1 middle, 2 high) (NCES, 2024-25).
What is the cost of living in ZIP 39654?
Regional Price Parity: 87.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents