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Area data

Finchville, KY — ZIP 40022

Population: 903 (Census ACS)

The median home value in ZIP 40022 (Finchville, KY) is $507,383 — up 2.9% over the past year. Homes sell for a median $752,250 after a median 162.5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, strongwind, icestorm the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$507,383

Median home value

+2.9%

1-year change

162.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$507,383
1-year appreciation
+2.9%
3-year appreciation
+8.3%
5-year appreciation
+14.2%
10-year appreciation
+60.8%
All-time peak (2026-07)
$507,383
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$752,250
Median list price
$340,000
Median price per sqft
$205
1-year sale-price change
+58.2%
Median days on market
162.5 days
Homes sold (recent period)
2
Sale-to-list ratio
99.7%
Active listings
1
1-year forecast
+1.7%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,024/mo
1BR fair-market rent
$1,155/mo
2BR fair-market rent
$1,266/mo
3BR fair-market rent
$1,583/mo
4BR fair-market rent
$1,801/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, strongWind, iceStorm, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 13% of US counties
Buildings in wildfire direct-exposure zone
74.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Smith's Farm (22.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
54.6 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
27,318
Jobs reachable by transit (45 min)
25,408

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Abraham Lincoln Birthplace National Historical Park (43 mi)
National parks include
Abraham Lincoln Birthplace National Historical Park, Camp Nelson National Monument
Airports within 30 mi
23
Nearest airport
Willow Island Airpark (3 mi)
Nearest major airport
Bowman Field (LOU) (18 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
UOFL HEALTH - SHELBYVILLE HOSPITAL, BAPTIST HEALTH LOUISVILLE, THE BROOK HOSPITAL - DUPONT
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+239 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,996
Housing built before 1970
19.3%
Housing built 2000 or later
32.2%
Median annual property tax
$3,153
Mean commute to work
26 min
Households with broadband internet
66.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,612
Average weekly wage
$1,039
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
237

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40022State medianUS median
Median home value$507,383$169,157$289,727
Median sale price$752,250$234,500$325,000
Median days on market163 days57 days51 days
Median annual property tax$3,153$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40022?
$507,383.
What is the median sale price in ZIP 40022?
$752,250.
How long do homes take to sell in ZIP 40022?
Median days on market: 162.5 days.
What is typical rent in ZIP 40022?
2-bedroom fair-market rent: $1,266/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 40022?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, strongWind, iceStorm, tornado.
Is ZIP 40022 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 40022?
Risk to homes is higher than 13% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40022?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40022?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 40022 walkable?
Walkability index: 3.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 40022?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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