Area data
Middletown, KY — ZIP 40243
Population: 12,002 (Census ACS)
The median home value in ZIP 40243 (Middletown, KY) is $345,611 — up 1.9% over the past year. Homes sell for a median $222,500 after a median 28 days on market. Typical rent runs $1,646/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with tornado, coldwave, heatwave the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).
$345,611
Median home value
+1.9%
1-year change
28
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $345,611
- 1-year appreciation
- +1.9%
- 3-year appreciation
- +9.8%
- 5-year appreciation
- +23.2%
- 10-year appreciation
- +67.5%
- All-time peak (2026-07)
- $345,611
- House Price Index (state)
- 396.0 (+2.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $222,500
- Median list price
- $213,500
- Median price per sqft
- $200
- 1-year sale-price change
- -32.6%
- Median days on market
- 28 days
- Homes sold (recent period)
- 10
- For-sale inventory
- 32
- Sale-to-list ratio
- 99.9%
- Active listings
- 9
- 1-year forecast
- +1.3%
- Days to pending
- 31 days
- New listings (monthly)
- 17
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,646/mo
- 1-year rent change
- +5.1%
- Studio fair-market rent
- $1,130/mo
- 1BR fair-market rent
- $1,230/mo
- 2BR fair-market rent
- $1,490/mo
- 3BR fair-market rent
- $1,900/mo
- 4BR fair-market rent
- $2,210/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 4
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 1
- Schools include
- Eastern High, Middletown Elementary, Hite Elementary, Crosby Middle
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- tornado, coldWave, heatWave, iceStorm, inlandFlooding
- Notable hazard ratings (county)
- coldWave: Relatively High · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High · inlandFlooding: Relatively High
- Wildfire risk to homes (county)
- Higher than 12% of US counties
- Buildings in wildfire direct-exposure zone
- 25.3%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Smith's Farm (17.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 55
- Days with Good air quality
- 123
- Days with Moderate air quality
- 226
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 171
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 11.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 82,239
- Jobs reachable by transit (45 min)
- 61,904
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Abraham Lincoln Birthplace National Historical Park (46 mi)
- National parks include
- Abraham Lincoln Birthplace National Historical Park, Camp Nelson National Monument
- Airports within 30 mi
- 25
- Nearest airport
- Woodledge Farm Airport (4 mi)
- Nearest major airport
- Bowman Field (LOU) (7 mi)
- Hospitals nearby (~15 mi)
- 339
- Hospitals include
- ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -1,475 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,981
- Housing built before 1970
- 20.7%
- Housing built 2000 or later
- 32.1%
- Median annual property tax
- $2,598
- Mean commute to work
- 17 min
- Households with broadband internet
- 74.7%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 437,295
- Average weekly wage
- $1,320
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 1,173
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 40243 | State median | US median | |
|---|---|---|---|
| Median home value | $345,611 | $169,157 | $289,727 |
| Median sale price | $222,500 | $234,500 | $325,000 |
| Median days on market | 28 days | 57 days | 51 days |
| Typical rent | $1,646/mo | $1,378/mo | $1,808/mo |
| Median annual property tax | $2,598 | $921 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 40243?
- $345,611.
- What is the median sale price in ZIP 40243?
- $222,500.
- How long do homes take to sell in ZIP 40243?
- Median days on market: 28 days.
- What is typical rent in ZIP 40243?
- Typical rent: $1,646/month.
- What is the natural-hazard risk in ZIP 40243?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: tornado, coldWave, heatWave, iceStorm, inlandFlooding.
- What is the wildfire risk in ZIP 40243?
- Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 40243?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 40243?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 40243?
- 4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 40243 walkable?
- Walkability index: 11.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 40243?
- Moderate. Median AQI: 55. (EPA AQI).
- What is the cost of living in ZIP 40243?
- Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →