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Area data

Georgetown, KY — ZIP 40324

Population: 53,406 (Census ACS)

The median home value in ZIP 40324 (Georgetown, KY) is $342,209 — up 4.4% over the past year. Homes sell for a median $285,000 after a median 98 days on market. Typical rent runs $1,577/month. 16 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, icestorm, lightning the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$342,209

Median home value

+4.4%

1-year change

98

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$342,209
1-year appreciation
+4.4%
3-year appreciation
+13.5%
5-year appreciation
+34.9%
10-year appreciation
+90.3%
All-time peak (2026-07)
$342,209
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$285,000
Median list price
$752,500
Median price per sqft
$189
1-year sale-price change
-1.7%
Median days on market
98 days
Homes sold (recent period)
1
For-sale inventory
220
Sale-to-list ratio
96.6%
Active listings
1
1-year forecast
+2.1%
Days to pending
40 days
New listings (monthly)
86

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,577/mo
1-year rent change
+3.6%
Studio fair-market rent
$701/mo
1BR fair-market rent
$876/mo
2BR fair-market rent
$1,089/mo
3BR fair-market rent
$1,416/mo
4BR fair-market rent
$1,634/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
16
Elementary schools
8
Middle schools
3
High schools
4
Schools include
Western Elementary School, Eastern Elementary School, Garth Elementary School, Georgetown Middle School, Scott County High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strongWind, iceStorm, lightning, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
60.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
53.4 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
15.0 / 20
Transit service frequency
424
Jobs reachable by car (30 min)
34,396
Jobs reachable by transit (45 min)
25,812

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Camp Nelson National Monument (31 mi)
Airports within 30 mi
20
Nearest airport
Georgetown-Scott County Regional Airport (6 mi)
Nearest major airport
Blue Grass Airport (LEX) (15 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
GEORGETOWN COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+400 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,000
Housing built before 1970
12.3%
Housing built 2000 or later
50.8%
Median annual property tax
$1,941
Mean commute to work
20 min
Households with broadband internet
74.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
28,066
Average weekly wage
$1,321
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
430

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40324State medianUS median
Median home value$342,209$169,157$289,727
Median sale price$285,000$234,500$325,000
Median days on market98 days57 days51 days
Typical rent$1,577/mo$1,378/mo$1,808/mo
Median annual property tax$1,941$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40324?
$342,209.
What is the median sale price in ZIP 40324?
$285,000.
How long do homes take to sell in ZIP 40324?
Median days on market: 98 days.
What is typical rent in ZIP 40324?
Typical rent: $1,577/month.
What is the natural-hazard risk in ZIP 40324?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, iceStorm, lightning, tornado, winterWeather.
Is ZIP 40324 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 40324?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40324?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40324?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 40324?
16 schools (8 elementary, 3 middle, 4 high) (NCES, 2022-23).
Is ZIP 40324 walkable?
Walkability index: 15.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 40324?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents