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Area data

Harrodsburg, KY — ZIP 40330

Population: 21,250 (Census ACS)

The median home value in ZIP 40330 (Harrodsburg, KY) is $240,112 — down 1.2% over the past year. Typical rent runs $877/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with icestorm, strongwind, tornado the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$240,112

Median home value

-1.2%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$240,112
1-year appreciation
-1.2%
3-year appreciation
+12.1%
5-year appreciation
+29.3%
10-year appreciation
+94.9%
All-time peak (2025-05)
$244,622
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
110
Days to pending
73 days
New listings (monthly)
34

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$877/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
2
Middle schools
1
High schools
4
School districts serving the area
Kentucky Tech System, Mercer County
Schools include
Trailblazer Academy, Kenneth D. King Middle School, Mercer County Elementary School, Mercer County Day Treatment, Mercer County Senior High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
iceStorm, strongWind, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · hail: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · lightning: Relatively Low · strongWind: Relatively Moderate
Wildfire risk to homes (county)
Higher than 20% of US counties
Buildings in wildfire direct-exposure zone
83.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
61.7 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Camp Nelson National Monument (14 mi)
National parks include
Camp Nelson National Monument, Abraham Lincoln Birthplace National Historical Park, Mill Springs Battlefield National Monument
Airports within 30 mi
13
Nearest airport
Harold Reynolds Airport (7 mi)
Nearest major airport
Blue Grass Airport (LEX) (21 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
THE JAMES B. HAGGIN MEMORIAL HOSPITAL
EV charging stations (within 10 mi)
3
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+119 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,978
Housing built before 1970
34.1%
Housing built 2000 or later
25.5%
Median annual property tax
$1,619
Mean commute to work
23 min
Households with broadband internet
62.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
5,969
Average weekly wage
$1,120
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
91

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40330State medianUS median
Median home value$240,112$169,157$289,727
Typical rent$877/mo$1,378/mo$1,808/mo
Median annual property tax$1,619$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40330?
$240,112.
What is typical rent in ZIP 40330?
Typical rent: $877/month.
What is the natural-hazard risk in ZIP 40330?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, tornado.
What is the wildfire risk in ZIP 40330?
Risk to homes is higher than 20% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40330?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40330?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 40330?
7 schools (2 elementary, 1 middle, 4 high) (NCES, 2022-23).
What is the cost of living in ZIP 40330?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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