Area data
London, KY — ZIP 40744
Population: 20,137 (Census ACS)
The median home value in ZIP 40744 (London, KY) is $196,015 — down 3.8% over the past year. Homes sell for a median $223,500 after a median 84 days on market. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winterweather, coldwave, hail the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).
$196,015
Median home value
-3.8%
1-year change
84
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $196,015
- 1-year appreciation
- -3.8%
- 3-year appreciation
- +5.5%
- 5-year appreciation
- +26.2%
- 10-year appreciation
- +68.4%
- All-time peak (2025-08)
- $204,196
- House Price Index (state)
- 396.0 (+2.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $223,500
- Median list price
- $279,999
- Median price per sqft
- $137
- 1-year sale-price change
- -14.9%
- Median days on market
- 84 days
- Homes sold (recent period)
- 28
- For-sale inventory
- 93
- Sale-to-list ratio
- 98.2%
- Active listings
- 77
- 1-year forecast
- +0.9%
- New listings (monthly)
- 23
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $701/mo
- 1BR fair-market rent
- $876/mo
- 2BR fair-market rent
- $1,089/mo
- 3BR fair-market rent
- $1,416/mo
- 4BR fair-market rent
- $1,634/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 6
- Elementary schools
- 3
- Middle schools
- 1
- High schools
- 2
- Schools include
- South Laurel Middle School, Camp Ground Elementary School, South Laurel High School, Sublimity Elementary School, Wyan-Pine Grove Elementary
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- winterWeather, coldWave, hail, heatWave, lightning
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively Low · inlandFlooding: Relatively Low
- FEMA flood zone
- A
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 85% of US counties
- Buildings in wildfire direct-exposure zone
- 76.1%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 59.0°F
- Average high
- 69.0°F
- Average low
- 49.0°F
- Annual precipitation
- 40.4 in
- Annual snowfall
- 2.1 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 7.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 10,265
- Jobs reachable by transit (45 min)
- 7,101
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Mill Springs Battlefield National Monument (34 mi)
- National parks include
- Mill Springs Battlefield National Monument, Cumberland Gap National Historical Park, Big South Fork National River & Recreation Area
- Airports within 30 mi
- 7
- Nearest airport
- TEC Field (1 mi)
- Nearest major airport
- London-Corbin Airport/Magee Field (LOZ) (4 mi)
- Hospitals nearby (~15 mi)
- 3
- Hospitals include
- SAINT JOSEPH LONDON, BAPTIST HEALTH CORBIN, KNOX COUNTY HOSPITAL
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +189 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,991
- Housing built before 1970
- 13.3%
- Housing built 2000 or later
- 30.6%
- Median annual property tax
- $967
- Mean commute to work
- 20 min
- Households with broadband internet
- 76.9%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 23,274
- Average weekly wage
- $885
- Top industries (by employment)
- Administrative Services, Health Care, Accommodation & Food
- Annual residential building permits (county)
- 10
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 40744 | State median | US median | |
|---|---|---|---|
| Median home value | $196,015 | $169,157 | $289,727 |
| Median sale price | $223,500 | $234,500 | $325,000 |
| Median days on market | 84 days | 57 days | 51 days |
| Median annual property tax | $967 | $921 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 40744?
- $196,015.
- What is the median sale price in ZIP 40744?
- $223,500.
- How long do homes take to sell in ZIP 40744?
- Median days on market: 84 days.
- What is typical rent in ZIP 40744?
- 2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 40744?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winterWeather, coldWave, hail, heatWave, lightning.
- Is ZIP 40744 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A.
- What is the wildfire risk in ZIP 40744?
- Risk to homes is higher than 85% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 40744?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 40744?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 40744?
- 6 schools (3 elementary, 1 middle, 2 high) (NCES, 2022-23).
- Is ZIP 40744 walkable?
- Walkability index: 7.5/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 40744?
- Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →