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Area data

Scalf, KY — ZIP 40982

Population: 168 (Census ACS)

The median home value in ZIP 40982 (Scalf, KY) is $117,000. Homes sell for a median $48,000 after a median 140 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, landslide, lightning the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$117,000

Median home value

140

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$117,000
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$48,000
Median price per sqft
$61
Median days on market
140 days
Homes sold (recent period)
1
Sale-to-list ratio
102.1%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, landslide, lightning, strongWind, winterWeather
Notable hazard ratings (county)
coldWave: Relatively High · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Moderate
Wildfire risk to homes (county)
Higher than 86% of US counties
Buildings in wildfire direct-exposure zone
76.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
68.0°F
Average low
44.0°F
Annual precipitation
55.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Cumberland Gap National Historical Park (21 mi)
National parks include
Cumberland Gap National Historical Park, Big South Fork National River & Recreation Area, Mill Springs Battlefield National Monument
Airports within 30 mi
6
Nearest airport
Middlesboro-Bell County Airport (19 mi)
Nearest major airport
London-Corbin Airport/Magee Field (LOZ) (20 mi)
Hospitals nearby (~15 mi)
15
Hospitals include
SAINT JOSEPH LONDON, MIDDLESBORO ARH HOSPITAL, HAZARD ARH REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
2.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,985
Housing built before 1970
16.2%
Housing built 2000 or later
8.1%
Median annual property tax
$629
Households with broadband internet
100.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,618
Average weekly wage
$773
Top industries (by employment)
Professional Services, Finance & Insurance, Construction

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40982State medianUS median
Median sale price$48,000$234,500$325,000
Median days on market140 days57 days51 days
Median annual property tax$629$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40982?
$117,000.
What is the median sale price in ZIP 40982?
$48,000.
How long do homes take to sell in ZIP 40982?
Median days on market: 140 days.
What is the natural-hazard risk in ZIP 40982?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, landslide, lightning, strongWind, winterWeather.
What is the wildfire risk in ZIP 40982?
Risk to homes is higher than 86% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40982?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40982?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 40982?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents