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Area data

Stoney Fork, KY — ZIP 40988

Population: 519 (Census ACS)

The median home value in ZIP 40988 (Stoney Fork, KY) is $67,969 — down 23.9% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, inlandflooding, landslide the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$67,969

Median home value

-23.9%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$67,969
1-year appreciation
-23.9%
3-year appreciation
-17.4%
5-year appreciation
-4.8%
All-time peak (2025-05)
$91,328
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

1-year forecast
-7.3%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Right Fork School Center

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, inlandFlooding, landslide, winterWeather
Notable hazard ratings (county)
avalanche: Relatively Low · coldWave: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · inlandFlooding: Relatively Moderate · landslide: Relatively Moderate
Wildfire risk to homes (county)
Higher than 86% of US counties
Buildings in wildfire direct-exposure zone
68.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
National Electric Coil Co./Cooper Industries (19.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
66.0°F
Average low
43.0°F
Annual precipitation
56.2 in
Annual snowfall
8.6 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
185
Days with Moderate air quality
177
Highest AQI recorded (year)
131

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
2
Nearest national park
Cumberland Gap National Historical Park (11 mi)
National parks include
Cumberland Gap National Historical Park, Big South Fork National River & Recreation Area
Airports within 30 mi
8
Nearest airport
Middlesboro-Bell County Airport (11 mi)
Nearest major airport
London-Corbin Airport/Magee Field (LOZ) (30 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-15 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
10.4%
Housing built 2000 or later
15.4%
Median annual property tax
$306
Households with broadband internet
55.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,785
Average weekly wage
$790
Top industries (by employment)
Accommodation & Food, Mining, Other Services
Annual residential building permits (county)
44

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40988State medianUS median
Median home value$67,969$169,157$289,727
Median annual property tax$306$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40988?
$67,969.
What is the natural-hazard risk in ZIP 40988?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, inlandFlooding, landslide, winterWeather.
What is the wildfire risk in ZIP 40988?
Risk to homes is higher than 86% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40988?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40988?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 40988?
1 schools (1 elementary) (NCES, 2022-23).
What is the air quality in ZIP 40988?
Good. Median AQI: 49. (EPA AQI).
What is the cost of living in ZIP 40988?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents