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Area data

Carrollton, KY — ZIP 41008

Population: 7,698 (Census ACS)

The median home value in ZIP 41008 (Carrollton, KY) is $192,230 — down 2.1% over the past year. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$192,230

Median home value

-2.1%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$192,230
1-year appreciation
-2.1%
3-year appreciation
+12.5%
5-year appreciation
+43.5%
10-year appreciation
+102.2%
All-time peak (2025-07)
$196,333
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
28
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
2
Middle schools
1
High schools
3
School districts serving the area
Kentucky Tech System, Carroll County
Schools include
Carroll County Area Technology Center, iLEAD Academy, Cartmell Elementary, Kathryn Winn Primary, Carroll County High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind
Notable hazard ratings (county)
iceStorm: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low · strongWind: Relatively Moderate · tornado: Relatively Low
Wildfire risk to homes (county)
Higher than 16% of US counties
Buildings in wildfire direct-exposure zone
68.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
55.8 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
William Howard Taft National Historic Site (45 mi)
Airports within 30 mi
31
Nearest airport
Craw Daddy Landing Airport (5 mi)
Nearest major airport
Cincinnati Northern Kentucky International Airport (CVG) (35 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
CARROLL COUNTY MEMORIAL HOSPITAL
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+13 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,979
Housing built before 1970
36.3%
Housing built 2000 or later
15.8%
Median annual property tax
$1,153
Mean commute to work
19 min
Households with broadband internet
63.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,981
Average weekly wage
$1,415
Top industries (by employment)
Administrative Services, Accommodation & Food, Wholesale Trade
Annual residential building permits (county)
3

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 41008State medianUS median
Median home value$192,230$169,157$289,727
Median annual property tax$1,153$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 41008?
$192,230.
What is the natural-hazard risk in ZIP 41008?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind.
What is the wildfire risk in ZIP 41008?
Risk to homes is higher than 16% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 41008?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 41008?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 41008?
7 schools (2 elementary, 1 middle, 3 high) (NCES, 2022-23).
What is the cost of living in ZIP 41008?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents