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Area data

Williamstown, KY — ZIP 41097

Population: 7,801 (Census ACS)

The median home value in ZIP 41097 (Williamstown, KY) is $263,687 — up 1.7% over the past year. Homes sell for a median $284,900 after a median 20.5 days on market. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with lightning, strongwind the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$263,687

Median home value

+1.7%

1-year change

20.5

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$263,687
1-year appreciation
+1.7%
3-year appreciation
+13.7%
5-year appreciation
+31.9%
10-year appreciation
+102.7%
All-time peak (2026-04)
$265,769
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$284,900
Median list price
$292,500
Median price per sqft
$171
1-year sale-price change
+9.6%
Median days on market
20.5 days
Homes sold (recent period)
29
For-sale inventory
34
Sale-to-list ratio
96.3%
Active listings
17
1-year forecast
+1.6%
New listings (monthly)
12

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$770/mo
1BR fair-market rent
$850/mo
2BR fair-market rent
$1,090/mo
3BR fair-market rent
$1,310/mo
4BR fair-market rent
$1,580/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
1
School districts serving the area
Grant County, Williamstown Independent
Schools include
Mason-Corinth Elementary, Williamstown Elementary, Williamstown Jr. High, Williamstown Head Start Preschool, Williamstown Sr. High

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · lightning: Relatively Moderate · strongWind: Relatively Moderate · tornado: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
91.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
54.7 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,786
Jobs reachable by transit (45 min)
3,026

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
William Howard Taft National Historic Site (35 mi)
National parks include
William Howard Taft National Historic Site, Camp Nelson National Monument
Airports within 30 mi
17
Nearest airport
Charlie Bravo's Airport (6 mi)
Nearest major airport
Cincinnati Northern Kentucky International Airport (CVG) (30 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
ST ELIZABETH GRANT
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+126 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,978
Housing built before 1970
30.4%
Housing built 2000 or later
13.3%
Median annual property tax
$1,408
Mean commute to work
25 min
Households with broadband internet
73.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
4,021
Average weekly wage
$984
Top industries (by employment)
Accommodation & Food, Professional Services, Other Services
Annual residential building permits (county)
96

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 41097State medianUS median
Median home value$263,687$169,157$289,727
Median sale price$284,900$234,500$325,000
Median days on market21 days57 days51 days
Median annual property tax$1,408$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 41097?
$263,687.
What is the median sale price in ZIP 41097?
$284,900.
How long do homes take to sell in ZIP 41097?
Median days on market: 20.5 days.
What is typical rent in ZIP 41097?
2-bedroom fair-market rent: $1,090/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 41097?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: lightning, strongWind.
Is ZIP 41097 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 41097?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 41097?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 41097?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 41097?
5 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 41097 walkable?
Walkability index: 3.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 41097?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents