Area data
Ashland, KY — ZIP 41102
Population: 20,621 (Census ACS)
The median home value in ZIP 41102 (Ashland, KY) is $160,144 — down 4.6% over the past year. Homes sell for a median $186,000 after a median 66.5 days on market. 13 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with heatwave, icestorm, inlandflooding the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).
$160,144
Median home value
-4.6%
1-year change
66.5
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $160,144
- 1-year appreciation
- -4.6%
- 3-year appreciation
- -2.8%
- 5-year appreciation
- +2.3%
- 10-year appreciation
- +33.4%
- All-time peak (2022-11)
- $175,281
- House Price Index (state)
- 396.0 (+2.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $186,000
- Median list price
- $199,900
- Median price per sqft
- $109
- 1-year sale-price change
- +4.5%
- Median days on market
- 66.5 days
- Homes sold (recent period)
- 52
- For-sale inventory
- 54
- Sale-to-list ratio
- 97.1%
- Active listings
- 54
- 1-year forecast
- +0.5%
- Days to pending
- 53 days
- New listings (monthly)
- 17
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $701/mo
- 1BR fair-market rent
- $876/mo
- 2BR fair-market rent
- $1,089/mo
- 3BR fair-market rent
- $1,416/mo
- 4BR fair-market rent
- $1,634/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 13
- Elementary schools
- 4
- Middle schools
- 2
- High schools
- 4
- School districts serving the area
- Ashland Independent, Boyd County, Fairview Independent
- Schools include
- Paul G. Blazer High School, Ashland Middle School, Poage Elementary School, Boyd County High School, Cannonsburg Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- heatWave, iceStorm, inlandFlooding, lightning, winterWeather
- Notable hazard ratings (county)
- hail: Relatively Low · heatWave: Relatively High · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate · landslide: Relatively Low · lightning: Relatively Moderate
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 51% of US counties
- Buildings in wildfire direct-exposure zone
- 43.5%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Allied Chemical & Ironton Coke (6.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 56.5°F
- Average high
- 67.0°F
- Average low
- 46.0°F
- Annual precipitation
- 50.1 in
- Annual snowfall
- 16.7 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 46
- Days with Good air quality
- 226
- Days with Moderate air quality
- 133
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 159
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 5.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 14,520
- Jobs reachable by transit (45 min)
- 13,249
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 8
- Nearest airport
- Ashland Regional Airport (9 mi)
- Nearest major airport
- Tri-State Airport / Milton J. Ferguson Field (HTS) (10 mi)
- Hospitals nearby (~15 mi)
- 5
- Hospitals include
- KING'S DAUGHTERS' MEDICAL CENTER, ST MARYS MEDICAL CENTER, HUNTINGTON VA MEDICAL CENTER
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +108 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,974
- Housing built before 1970
- 39.6%
- Housing built 2000 or later
- 13.1%
- Median annual property tax
- $1,262
- Mean commute to work
- 19 min
- Households with broadband internet
- 71.8%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 22,130
- Average weekly wage
- $1,127
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 3
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 41102 | State median | US median | |
|---|---|---|---|
| Median home value | $160,144 | $169,157 | $289,727 |
| Median sale price | $186,000 | $234,500 | $325,000 |
| Median days on market | 67 days | 57 days | 51 days |
| Median annual property tax | $1,262 | $921 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 41102?
- $160,144.
- What is the median sale price in ZIP 41102?
- $186,000.
- How long do homes take to sell in ZIP 41102?
- Median days on market: 66.5 days.
- What is typical rent in ZIP 41102?
- 2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 41102?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: heatWave, iceStorm, inlandFlooding, lightning, winterWeather.
- Is ZIP 41102 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 41102?
- Risk to homes is higher than 51% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 41102?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 41102?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 41102?
- 13 schools (4 elementary, 2 middle, 4 high) (NCES, 2022-23).
- Is ZIP 41102 walkable?
- Walkability index: 5.5/20 (EPA Smart Location Database).
- What is the air quality in ZIP 41102?
- Good. Median AQI: 46. (EPA AQI).
- What is the cost of living in ZIP 41102?
- Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →