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Area data

Fulton, KY — ZIP 42041

Population: 4,406 (Census ACS)

The typical home value in ZIP 42041 (Fulton, KY) is $111,704 — down 2.3% over the past year. Homes sell for a median $153,955 after a median 84 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, drought, earthquake the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$111,704

Typical home value

-2.3%

1-year change

84

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$111,704
1-year appreciation
-2.3%
3-year appreciation
+6.5%
5-year appreciation
+33.7%
10-year appreciation
+86.1%
Peak value since 2000 (May 2025)
$118,186
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$153,955
Median list price
$160,855
Median price per sqft
$90
1-year sale-price change
+10.2%
Median days on market
84 days
Homes sold (recent period)
11
For-sale inventory
36
Sale-to-list ratio
101.5%
Active listings
28
1-year forecast
+2.5%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$650/mo
1BR fair-market rent
$695/mo
2BR fair-market rent
$909/mo
3BR fair-market rent
$1,259/mo
4BR fair-market rent
$1,308/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
0
Avg student-teacher ratio
15.8 : 1
Schools include
Fulton Independent School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, drought, earthquake, strong wind
Notable hazard ratings (county)
ice storm: Relatively High · drought: Relatively Moderate · earthquake: Relatively Moderate · strong wind: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
56.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
70.0°F
Average low
48.0°F
Annual precipitation
54.7 in
Annual snowfall
3.1 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Trail Of Tears National Historic Trail (48 mi)
Airports within 30 mi
16
Nearest airport
Clinton-Hickman County Airport (8 mi)
Nearest major airport
Barkley Regional Airport (PAH) (39 mi)
Hospitals in or near this ZIP
9
Hospitals include
MERCY HEALTH - LOURDES HOSPITAL, BAPTIST HEALTH PADUCAH, JACKSON PURCHASE MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-35 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1969
Housing built before 1970
50.7%
Housing built 2000 or later
14.7%
Median annual property tax
$559
Mean commute to work
20 min
Households with broadband internet
64.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,729
Average weekly wage
$868
Top industries (by employment)
Wholesale Trade, Construction, Other Services
Annual residential building permits (county)
7

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42041State medianUS median
Typical home value$111,704$168,022$285,053
Median sale price$153,955$229,932$319,906
Median days on market84 days56 days48 days
Median annual property tax$559$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 42041?
$111,704.
What is the median sale price in ZIP 42041?
$153,955.
How long do homes take to sell in ZIP 42041?
Median days on market: 84 days.
What is typical rent in ZIP 42041?
2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42041?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, drought, earthquake, strong wind.
What is the wildfire risk in ZIP 42041?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42041?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42041?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 42041?
1 schools (NCES, 2024-25).
What is the cost of living in ZIP 42041?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

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