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Area data

Olmstead, KY — ZIP 42265

Population: 641 (Census ACS)

The median home value in ZIP 42265 (Olmstead, KY) is $258,209 — up 3.2% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, hail, icestorm the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$258,209

Median home value

+3.2%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$258,209
1-year appreciation
+3.2%
3-year appreciation
+12.6%
5-year appreciation
+28.7%
10-year appreciation
+102.5%
All-time peak (2026-04)
$259,750
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Olmstead Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, hail, iceStorm, lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 17% of US counties
Buildings in wildfire direct-exposure zone
74.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.5°F
Average high
70.5°F
Average low
48.0°F
Annual precipitation
55.5 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
2
Nearest national park
Fort Donelson National Battlefield (56 mi)
National parks include
Fort Donelson National Battlefield, Mammoth Cave National Park
Airports within 30 mi
22
Nearest airport
Gills' Landing Field (6 mi)
Nearest major airport
Campbell Army Airfield (Fort Campbell) (HOP) (29 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+47 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,989
Housing built before 1970
32.9%
Housing built 2000 or later
45.1%
Households with broadband internet
30.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,784
Average weekly wage
$1,126
Top industries (by employment)
Health Care, Construction, Other Services
Annual residential building permits (county)
27

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 42265?
$258,209.
What is the natural-hazard risk in ZIP 42265?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, hail, iceStorm, lightning, strongWind.
What is the wildfire risk in ZIP 42265?
Risk to homes is higher than 17% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42265?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42265?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 42265?
1 schools (1 elementary) (NCES, 2022-23).
What is the cost of living in ZIP 42265?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents