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Area data

Central city, KY — ZIP 42330

Population: 9,367 (Census ACS)

The median home value in ZIP 42330 (Central city, KY) is $118,315 — down 14.2% over the past year. Homes sell for a median $157,500 after a median 66.5 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, drought, hail the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$118,315

Median home value

-14.2%

1-year change

66.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$118,315
1-year appreciation
-14.2%
3-year appreciation
-3.1%
5-year appreciation
+6.7%
10-year appreciation
+71.0%
All-time peak (2025-06)
$139,001
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$157,500
Median list price
$189,900
Median price per sqft
$109
1-year sale-price change
-0.3%
Median days on market
66.5 days
Homes sold (recent period)
4
For-sale inventory
41
Sale-to-list ratio
96.9%
Active listings
21
New listings (monthly)
9

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$701/mo
1BR fair-market rent
$876/mo
2BR fair-market rent
$1,089/mo
3BR fair-market rent
$1,416/mo
4BR fair-market rent
$1,634/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Central City Elementary, Green River Education Center

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, drought, hail, strongWind, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 29% of US counties
Buildings in wildfire direct-exposure zone
85.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
50.2 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,799
Jobs reachable by transit (45 min)
6,169

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Mammoth Cave National Park (55 mi)
National parks include
Mammoth Cave National Park, Lincoln Boyhood National Memorial
Airports within 30 mi
16
Nearest airport
Muhlenberg County Airport (7 mi)
Nearest major airport
Owensboro Daviess County Airport (OWB) (29 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
OWENSBORO HEALTH MUHLENBERG COMMUNITY HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-49 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,977
Housing built before 1970
33.9%
Housing built 2000 or later
19.5%
Median annual property tax
$888
Mean commute to work
25 min
Households with broadband internet
59.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,348
Average weekly wage
$1,027
Top industries (by employment)
Accommodation & Food, Construction, Professional Services
Annual residential building permits (county)
5

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42330State medianUS median
Median home value$118,315$169,157$289,727
Median sale price$157,500$234,500$325,000
Median days on market67 days57 days51 days
Median annual property tax$888$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 42330?
$118,315.
What is the median sale price in ZIP 42330?
$157,500.
How long do homes take to sell in ZIP 42330?
Median days on market: 66.5 days.
What is typical rent in ZIP 42330?
2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42330?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, drought, hail, strongWind, winterWeather.
Is ZIP 42330 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 42330?
Risk to homes is higher than 29% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42330?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42330?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 42330?
2 schools (1 elementary) (NCES, 2022-23).
Is ZIP 42330 walkable?
Walkability index: 5.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 42330?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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