Area data
Island, KY — ZIP 42350
Population: 1,342 (Census ACS)
The median home value in ZIP 42350 (Island, KY) is $138,549 — down 11.4% over the past year. Homes sell for a median $239,000 after a median 26.5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with icestorm, drought, strongwind the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).
$138,549
Median home value
-11.4%
1-year change
26.5
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $138,549
- 1-year appreciation
- -11.4%
- 3-year appreciation
- -3.3%
- 5-year appreciation
- +11.3%
- 10-year appreciation
- +72.1%
- All-time peak (2025-05)
- $161,181
- House Price Index (state)
- 396.0 (+2.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $239,000
- Median list price
- $229,500
- Median price per sqft
- $138
- Median days on market
- 26.5 days
- Homes sold (recent period)
- 2
- Sale-to-list ratio
- 97.7%
- Active listings
- 2
- 1-year forecast
- +2.7%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $701/mo
- 1BR fair-market rent
- $876/mo
- 2BR fair-market rent
- $1,089/mo
- 3BR fair-market rent
- $1,416/mo
- 4BR fair-market rent
- $1,634/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- iceStorm, drought, strongWind
- Notable hazard ratings (county)
- drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively High · inlandFlooding: Relatively Low
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 15% of US counties
- Buildings in wildfire direct-exposure zone
- 69.2%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 58.0°F
- Average high
- 67.0°F
- Average low
- 48.0°F
- Annual precipitation
- 50.1 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 3.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 6,230
- Jobs reachable by transit (45 min)
- 6,754
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Lincoln Boyhood National Memorial (47 mi)
- National parks include
- Lincoln Boyhood National Memorial, Mammoth Cave National Park
- Airports within 30 mi
- 16
- Nearest airport
- David Lowe Airport (5 mi)
- Nearest major airport
- Owensboro Daviess County Airport (OWB) (20 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- BAPTIST HEALTH DEACONESS MADISONVILLE
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +22 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,975
- Housing built before 1970
- 36.1%
- Housing built 2000 or later
- 16.6%
- Median annual property tax
- $884
- Mean commute to work
- 29 min
- Households with broadband internet
- 70.8%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,238
- Average weekly wage
- $874
- Top industries (by employment)
- Health Care, Wholesale Trade, Construction
- Annual residential building permits (county)
- 4
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 42350 | State median | US median | |
|---|---|---|---|
| Median home value | $138,549 | $169,157 | $289,727 |
| Median sale price | $239,000 | $234,500 | $325,000 |
| Median days on market | 27 days | 57 days | 51 days |
| Median annual property tax | $884 | $921 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 42350?
- $138,549.
- What is the median sale price in ZIP 42350?
- $239,000.
- How long do homes take to sell in ZIP 42350?
- Median days on market: 26.5 days.
- What is typical rent in ZIP 42350?
- 2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 42350?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: iceStorm, drought, strongWind.
- Is ZIP 42350 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 42350?
- Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 42350?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 42350?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 42350 walkable?
- Walkability index: 3.7/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 42350?
- Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →