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Area data

Philpot, KY — ZIP 42366

Population: 5,851 (Census ACS)

The median home value in ZIP 42366 (Philpot, KY) is $280,423 — up 1.3% over the past year. Homes sell for a median $395,000 after a median 48 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, strongwind, winterweather the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$280,423

Median home value

+1.3%

1-year change

48

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$280,423
1-year appreciation
+1.3%
3-year appreciation
+8.3%
5-year appreciation
+28.5%
10-year appreciation
+84.1%
All-time peak (2026-07)
$280,423
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$395,000
Median list price
$317,400
Median price per sqft
$146
1-year sale-price change
+20.6%
Median days on market
48 days
Homes sold (recent period)
7
For-sale inventory
11
Sale-to-list ratio
95.6%
Active listings
8
1-year forecast
+2.8%
New listings (monthly)
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$701/mo
1BR fair-market rent
$876/mo
2BR fair-market rent
$1,089/mo
3BR fair-market rent
$1,416/mo
4BR fair-market rent
$1,634/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, strongWind, winterWeather, coldWave, drought
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Very High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
42.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Green River Disposal, Inc. (11.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
52.6 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
99
Days with Moderate air quality
110
Days with Unhealthy air quality
1
Highest AQI recorded (year)
170

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
2.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,899
Jobs reachable by transit (45 min)
8,182

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Lincoln Boyhood National Memorial (28 mi)
National parks include
Lincoln Boyhood National Memorial, Mammoth Cave National Park
Airports within 30 mi
19
Nearest airport
Bigger (Stol) STOLport (10 mi)
Nearest major airport
Owensboro Daviess County Airport (OWB) (13 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
OWENSBORO HEALTH REGIONAL HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+25 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,990
Housing built before 1970
22.8%
Housing built 2000 or later
27.2%
Median annual property tax
$1,564
Mean commute to work
24 min
Households with broadband internet
53.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
40,811
Average weekly wage
$1,020
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
198

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42366State medianUS median
Median home value$280,423$169,157$289,727
Median sale price$395,000$234,500$325,000
Median days on market48 days57 days51 days
Median annual property tax$1,564$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 42366?
$280,423.
What is the median sale price in ZIP 42366?
$395,000.
How long do homes take to sell in ZIP 42366?
Median days on market: 48 days.
What is typical rent in ZIP 42366?
2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42366?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, winterWeather, coldWave, drought.
Is ZIP 42366 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 42366?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42366?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42366?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 42366 walkable?
Walkability index: 2.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 42366?
Moderate. Median AQI: 51. (EPA AQI).
What is the cost of living in ZIP 42366?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Philpot, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents