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Area data

Henderson, KY — ZIP 42420

Population: 38,133 (Census ACS)

The median home value in ZIP 42420 (Henderson, KY) is $207,538 — up 1.2% over the past year. Homes sell for a median $209,777 after a median 39 days on market. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, strongwind, drought the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$207,538

Median home value

+1.2%

1-year change

39

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$207,538
1-year appreciation
+1.2%
3-year appreciation
+10.9%
5-year appreciation
+29.6%
10-year appreciation
+64.9%
All-time peak (2026-07)
$207,538
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$209,777
Median list price
$209,777
Median price per sqft
$171
1-year sale-price change
+58.9%
Median days on market
39 days
Homes sold (recent period)
1
For-sale inventory
102
Sale-to-list ratio
100.0%
Active listings
4
1-year forecast
+2.6%
Days to pending
42 days
New listings (monthly)
39

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$701/mo
1BR fair-market rent
$876/mo
2BR fair-market rent
$1,089/mo
3BR fair-market rent
$1,416/mo
4BR fair-market rent
$1,634/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
6
Middle schools
2
High schools
2
Schools include
Bend Gate Elementary School, Cairo Elementary School, East Heights Elementary School, Henderson County High School, Henderson County North Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, strongWind, drought, earthquake, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 9% of US counties
Buildings in wildfire direct-exposure zone
46.3%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Jacobsville Neighborhood Soil Contamination (12 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
67.0°F
Average low
47.0°F
Annual precipitation
51.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
19,132
Jobs reachable by transit (45 min)
17,313

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Lincoln Boyhood National Memorial (35 mi)
Airports within 30 mi
31
Nearest airport
Flying H Farms Airport (2 mi)
Nearest major airport
Evansville Regional Airport (EVV) (16 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
DEACONESS HENDERSON HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+6 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,975
Housing built before 1970
41.0%
Housing built 2000 or later
17.5%
Median annual property tax
$1,601
Mean commute to work
20 min
Households with broadband internet
70.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
16,767
Average weekly wage
$1,035
Top industries (by employment)
Accommodation & Food, Administrative Services, Construction
Annual residential building permits (county)
72

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42420State medianUS median
Median home value$207,538$169,157$289,727
Median sale price$209,777$234,500$325,000
Median days on market39 days57 days51 days
Median annual property tax$1,601$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 42420?
$207,538.
What is the median sale price in ZIP 42420?
$209,777.
How long do homes take to sell in ZIP 42420?
Median days on market: 39 days.
What is typical rent in ZIP 42420?
2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42420?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, drought, earthquake, inlandFlooding.
Is ZIP 42420 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 42420?
Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42420?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42420?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 42420?
11 schools (6 elementary, 2 middle, 2 high) (NCES, 2022-23).
Is ZIP 42420 walkable?
Walkability index: 7.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 42420?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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