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Area data

Pointer, KY — ZIP 42544

Population: 5,520 (Census ACS)

The median home value in ZIP 42544 (Pointer, KY) is $147,373 — down 4.9% over the past year. Homes sell for a median $238,500 after a median 58 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, winterweather, coldwave the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$147,373

Median home value

-4.9%

1-year change

58

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$147,373
1-year appreciation
-4.9%
3-year appreciation
-8.6%
5-year appreciation
+5.5%
10-year appreciation
+78.2%
All-time peak (2023-07)
$161,235
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$238,500
Median list price
$267,000
Median price per sqft
$129
1-year sale-price change
+28.9%
Median days on market
58 days
Homes sold (recent period)
12
For-sale inventory
66
Sale-to-list ratio
97.7%
Active listings
56
1-year forecast
-2.3%
New listings (monthly)
10

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$701/mo
1BR fair-market rent
$876/mo
2BR fair-market rent
$1,089/mo
3BR fair-market rent
$1,416/mo
4BR fair-market rent
$1,634/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Nancy Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strongWind, winterWeather, coldWave, hail, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 62% of US counties
Buildings in wildfire direct-exposure zone
72.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
59.2 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
45
Days with Good air quality
232
Days with Moderate air quality
129
Highest AQI recorded (year)
120

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
4.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,814
Jobs reachable by transit (45 min)
4,595

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Mill Springs Battlefield National Monument (5 mi)
National parks include
Mill Springs Battlefield National Monument, Big South Fork National River & Recreation Area, Camp Nelson National Monument
Airports within 30 mi
8
Nearest airport
Lee's Airpark (5 mi)
Nearest major airport
Lake Cumberland Regional Airport (SME) (11 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
LAKE CUMBERLAND REGIONAL HOSPITAL
Avg hospital rating (CMS)
1.0 / 5
Best hospital rating nearby (CMS)
1.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+298 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,991
Housing built before 1970
21.1%
Housing built 2000 or later
32.4%
Median annual property tax
$899
Mean commute to work
25 min
Households with broadband internet
63.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
22,319
Average weekly wage
$909
Top industries (by employment)
Health Care, Accommodation & Food, Wholesale Trade
Annual residential building permits (county)
48

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42544State medianUS median
Median home value$147,373$169,157$289,727
Median sale price$238,500$234,500$325,000
Median days on market58 days57 days51 days
Median annual property tax$899$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 42544?
$147,373.
What is the median sale price in ZIP 42544?
$238,500.
How long do homes take to sell in ZIP 42544?
Median days on market: 58 days.
What is typical rent in ZIP 42544?
2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42544?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, winterWeather, coldWave, hail, inlandFlooding.
Is ZIP 42544 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 42544?
Risk to homes is higher than 62% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42544?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42544?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 42544?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 42544 walkable?
Walkability index: 4.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 42544?
Good. Median AQI: 45. (EPA AQI).
What is the cost of living in ZIP 42544?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents