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Area data

Toledo, OH — ZIP 43604

Population: 9,594 (Census ACS)

The median home value in ZIP 43604 (Toledo, OH) is $64,267 — down 6.1% over the past year. Homes sell for a median $277,450 after a median 44 days on market. Typical rent runs $1,627/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, coldwave, hail the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$64,267

Median home value

-6.1%

1-year change

44

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$64,267
1-year appreciation
-6.1%
3-year appreciation
+7.7%
5-year appreciation
-6.3%
10-year appreciation
+41.1%
All-time peak (2002-10)
$94,910
House Price Index (state)
353.3 (+4.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$277,450
Median list price
$300,000
Median price per sqft
$190
1-year sale-price change
-9.0%
Median days on market
44 days
Homes sold (recent period)
4
For-sale inventory
16
Sale-to-list ratio
97.7%
Active listings
4
1-year forecast
+0.4%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,627/mo
Studio fair-market rent
$710/mo
1BR fair-market rent
$888/mo
2BR fair-market rent
$1,119/mo
3BR fair-market rent
$1,455/mo
4BR fair-market rent
$1,678/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
2
Middle schools
0
High schools
3
Charter schools
5
School districts serving the area
Toledo School For The Arts, Glass City Academy, Maritime Academy of Toledo The
Schools include
Toledo School For The Arts, Glass City Academy, Maritime Academy of Toledo The, Summit Academy - Toledo, Madison Avenue School of Arts

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, coldWave, hail, inlandFlooding, lightning
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · iceStorm: Very High
FEMA flood zone
A03
Flood risk level
High
Wildfire risk to homes (county)
Higher than 4% of US counties
Buildings in wildfire direct-exposure zone
11.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
38.6 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
45
Days with Good air quality
217
Days with Moderate air quality
133
Days with Unhealthy air quality
2
Highest AQI recorded (year)
190

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
18.2 / 20
Transit service frequency
134
Jobs reachable by car (30 min)
55,984
Jobs reachable by transit (45 min)
52,647

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
River Raisin National Battlefield Park (20 mi)
National parks include
River Raisin National Battlefield Park, Perry's Victory & International Peace Memorial
Airports within 30 mi
34
Nearest airport
Culver Field (7 mi)
Nearest major airport
Eugene F. Kranz Toledo Express Airport (TOL) (15 mi)
Hospitals nearby (~15 mi)
6
Hospitals include
UNIVERSITY OF TOLEDO MEDICAL CENTER, NORTHWEST OHIO PSYCHIATRIC HOSPITAL, MERCY ST VINCENT MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-644 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,950
Housing built before 1970
70.2%
Housing built 2000 or later
9.2%
Median annual property tax
$861
Mean commute to work
15 min
Households with broadband internet
47.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
169,253
Average weekly wage
$1,137
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
272

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 43604State medianUS median
Median home value$64,267$225,539$289,727
Median sale price$277,450$242,250$325,000
Median days on market44 days45 days51 days
Typical rent$1,627/mo$1,394/mo$1,808/mo
Median annual property tax$861$1,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 43604?
$64,267.
What is the median sale price in ZIP 43604?
$277,450.
How long do homes take to sell in ZIP 43604?
Median days on market: 44 days.
What is typical rent in ZIP 43604?
Typical rent: $1,627/month.
What is the natural-hazard risk in ZIP 43604?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, hail, inlandFlooding, lightning.
Is ZIP 43604 in a flood zone?
High (FEMA NFIP). FEMA flood zone A03.
What is the wildfire risk in ZIP 43604?
Risk to homes is higher than 4% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 43604?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 43604?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 43604?
10 schools (2 elementary, 3 high) (NCES, 2022-23).
Is ZIP 43604 walkable?
Walkability index: 18.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 43604?
Good. Median AQI: 45. (EPA AQI).
What is the cost of living in ZIP 43604?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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