Area data
Mount Saint Joseph, OH — ZIP 45051
Population: 334 (Census ACS)
FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with lightning, tornado, coldwave the top-rated hazards. Cost of living is 7.2% below the US average (BEA, metro/state-level).
Home values & appreciation
- House Price Index (state)
- 353.3 (+4.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Rents
- Studio fair-market rent
- $850/mo
- 1BR fair-market rent
- $930/mo
- 2BR fair-market rent
- $1,200/mo
- 3BR fair-market rent
- $1,580/mo
- 4BR fair-market rent
- $1,750/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 92.8 (100 = US avg)
- Electricity rate (state-level)
- 17.0¢/kWh
- Natural gas rate (state-level)
- $13.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- lightning, tornado, coldWave, heatWave, iceStorm
- Notable hazard ratings (county)
- coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High
- Wildfire risk to homes (county)
- Higher than 9% of US counties
- Buildings in wildfire direct-exposure zone
- 33.5%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Feed Materials Production Center (USDOE) (14.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 53.0°F
- Average high
- 65.0°F
- Average low
- 42.0°F
- Annual precipitation
- 50.6 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 52
- Days with Good air quality
- 164
- Days with Moderate air quality
- 191
- Highest AQI recorded (year)
- 140
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- William Howard Taft National Historic Site (7 mi)
- National parks include
- William Howard Taft National Historic Site, Dayton Aviation Heritage National Historical Park, Charles Young Buffalo Soldiers National Monument
- Airports within 30 mi
- 34
- Nearest airport
- Cincinnati Northern Kentucky International Airport (CVG) (4 mi)
- Nearest major airport
- Cincinnati Northern Kentucky International Airport (CVG) (4 mi)
- Hospitals nearby (~15 mi)
- 33
- Hospitals include
- ST ELIZABETH DEARBORN HOSPITAL, INCOMPASS HEALTHCARE, MARGARET MARY COMMUNITY HOSPITAL INC
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 163
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1,976
- Housing built before 1970
- 35.5%
- Housing built 2000 or later
- 0.0%
- Households with broadband internet
- 77.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 462,193
- Average weekly wage
- $1,427
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 527
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is typical rent in ZIP 45051?
- 2-bedroom fair-market rent: $1,200/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 45051?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: lightning, tornado, coldWave, heatWave, iceStorm.
- What is the wildfire risk in ZIP 45051?
- Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 45051?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 45051?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the air quality in ZIP 45051?
- Moderate. Median AQI: 52. (EPA AQI).
- What is the cost of living in ZIP 45051?
- Regional Price Parity: 92.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →