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Area data

Cincinnati, OH — ZIP 45204

Population: 8,412 (Census ACS)

The median home value in ZIP 45204 (Cincinnati, OH) is $126,120 — up 1.6% over the past year. Homes sell for a median $190,000 after a median 81 days on market. Typical rent runs $1,439/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with lightning, tornado, coldwave the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$126,120

Median home value

+1.6%

1-year change

81

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$126,120
1-year appreciation
+1.6%
3-year appreciation
-0.6%
5-year appreciation
+14.6%
10-year appreciation
+161.1%
All-time peak (2024-07)
$132,544
House Price Index (state)
353.3 (+4.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$190,000
Median list price
$152,500
Median price per sqft
$54
1-year sale-price change
+50.2%
Median days on market
81 days
Homes sold (recent period)
3
For-sale inventory
28
Sale-to-list ratio
116.7%
Active listings
2
1-year forecast
+0.7%
New listings (monthly)
9

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,439/mo
Studio fair-market rent
$720/mo
1BR fair-market rent
$790/mo
2BR fair-market rent
$1,020/mo
3BR fair-market rent
$1,350/mo
4BR fair-market rent
$1,490/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
2
Middle schools
0
High schools
0
Charter schools
1
School districts serving the area
Riverside Academy, Cincinnati Public Schools
Schools include
Riverside Academy, Oyler School, Rees E. Price Academy

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
lightning, tornado, coldWave, heatWave, iceStorm
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 9% of US counties
Buildings in wildfire direct-exposure zone
33.5%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Pristine, Inc. (10.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
55.0°F
Average high
65.0°F
Average low
46.0°F
Annual precipitation
47.5 in
Annual snowfall
23.2 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
54
Days with Good air quality
129
Days with Moderate air quality
217
Days with Unhealthy air quality
2
Highest AQI recorded (year)
193

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
10.7 / 20
Transit service frequency
439
Jobs reachable by car (30 min)
76,279
Jobs reachable by transit (45 min)
49,486

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
William Howard Taft National Historic Site (3 mi)
National parks include
William Howard Taft National Historic Site, Dayton Aviation Heritage National Historical Park, Charles Young Buffalo Soldiers National Monument
Airports within 30 mi
34
Nearest airport
Cincinnati Municipal Airport Lunken Field (LUK) (7 mi)
Nearest major airport
Cincinnati Municipal Airport Lunken Field (LUK) (7 mi)
Hospitals nearby (~15 mi)
15
Hospitals include
ST ELIZABETH DEARBORN HOSPITAL, INCOMPASS HEALTHCARE, ST ELIZABETH FT THOMAS
Avg hospital rating (CMS)
3.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-2,373 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,954
Housing built before 1970
80.4%
Housing built 2000 or later
2.6%
Median annual property tax
$1,331
Mean commute to work
24 min
Households with broadband internet
81.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
462,193
Average weekly wage
$1,427
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
527

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 45204State medianUS median
Median home value$126,120$225,539$289,727
Median sale price$190,000$242,250$325,000
Median days on market81 days45 days51 days
Typical rent$1,439/mo$1,394/mo$1,808/mo
Median annual property tax$1,331$1,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 45204?
$126,120.
What is the median sale price in ZIP 45204?
$190,000.
How long do homes take to sell in ZIP 45204?
Median days on market: 81 days.
What is typical rent in ZIP 45204?
Typical rent: $1,439/month.
What is the natural-hazard risk in ZIP 45204?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: lightning, tornado, coldWave, heatWave, iceStorm.
Is ZIP 45204 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 45204?
Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 45204?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 45204?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 45204?
3 schools (2 elementary) (NCES, 2022-23).
Is ZIP 45204 walkable?
Walkability index: 10.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 45204?
Moderate. Median AQI: 54. (EPA AQI).
What is the cost of living in ZIP 45204?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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