Skip to main content

Area data

Cincinnati, OH — ZIP 45220

Population: 14,109 (Census ACS)

The median home value in ZIP 45220 (Cincinnati, OH) is $336,512 — up 0.4% over the past year. Homes sell for a median $342,000 after a median 38 days on market. Typical rent runs $1,280/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with lightning, tornado, coldwave the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$336,512

Median home value

+0.4%

1-year change

38

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$336,512
1-year appreciation
+0.4%
3-year appreciation
+10.5%
5-year appreciation
+21.4%
10-year appreciation
+68.1%
All-time peak (2026-04)
$341,339
House Price Index (state)
353.3 (+4.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$342,000
Median list price
$480,000
Median price per sqft
$189
1-year sale-price change
-32.9%
Median days on market
38 days
Homes sold (recent period)
17
For-sale inventory
29
Sale-to-list ratio
98.2%
Active listings
20
1-year forecast
+1.2%
New listings (monthly)
10

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,280/mo
1-year rent change
+2.7%
Studio fair-market rent
$980/mo
1BR fair-market rent
$1,080/mo
2BR fair-market rent
$1,390/mo
3BR fair-market rent
$1,830/mo
4BR fair-market rent
$2,030/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Fairview-Clifton German Language School, Clifton Area Neighborhood School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
lightning, tornado, coldWave, heatWave, iceStorm
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High
FEMA flood zone
C
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 9% of US counties
Buildings in wildfire direct-exposure zone
33.5%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Pristine, Inc. (7.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
54
Days with Good air quality
129
Days with Moderate air quality
217
Days with Unhealthy air quality
2
Highest AQI recorded (year)
193

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
12.7 / 20
Transit service frequency
613
Jobs reachable by car (30 min)
92,123
Jobs reachable by transit (45 min)
58,567

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
William Howard Taft National Historic Site (2 mi)
National parks include
William Howard Taft National Historic Site, Dayton Aviation Heritage National Historical Park, Charles Young Buffalo Soldiers National Monument
Airports within 30 mi
35
Nearest airport
Cincinnati Municipal Airport Lunken Field (LUK) (6 mi)
Nearest major airport
Cincinnati Municipal Airport Lunken Field (LUK) (6 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
CINCINNATI VA MEDICAL CENTER, GOOD SAMARITAN HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-2,373 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,941
Housing built before 1970
71.5%
Housing built 2000 or later
4.2%
Median annual property tax
$6,216
Mean commute to work
18 min
Households with broadband internet
87.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
462,193
Average weekly wage
$1,427
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
527

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 45220State medianUS median
Median home value$336,512$225,539$289,727
Median sale price$342,000$242,250$325,000
Median days on market38 days45 days51 days
Typical rent$1,280/mo$1,394/mo$1,808/mo
Median annual property tax$6,216$1,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 45220?
$336,512.
What is the median sale price in ZIP 45220?
$342,000.
How long do homes take to sell in ZIP 45220?
Median days on market: 38 days.
What is typical rent in ZIP 45220?
Typical rent: $1,280/month.
What is the natural-hazard risk in ZIP 45220?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: lightning, tornado, coldWave, heatWave, iceStorm.
Is ZIP 45220 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone C.
What is the wildfire risk in ZIP 45220?
Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 45220?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 45220?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 45220?
2 schools (1 elementary) (NCES, 2022-23).
Is ZIP 45220 walkable?
Walkability index: 12.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 45220?
Moderate. Median AQI: 54. (EPA AQI).
What is the cost of living in ZIP 45220?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Cincinnati, OH?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents