Area data
Cincinnati, OH — ZIP 45231
Population: 40,463 (Census ACS)
The median home value in ZIP 45231 (Cincinnati, OH) is $217,645 — up 1.3% over the past year. Homes sell for a median $271,000 after a median 30 days on market. Typical rent runs $1,566/month. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with lightning, tornado, coldwave the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$217,645
Median home value
+1.3%
1-year change
30
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $217,645
- 1-year appreciation
- +1.3%
- 3-year appreciation
- +8.4%
- 5-year appreciation
- +25.9%
- 10-year appreciation
- +124.4%
- All-time peak (2026-04)
- $219,919
- House Price Index (state)
- 353.3 (+4.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $271,000
- Median list price
- $125,000
- Median price per sqft
- $155
- Median days on market
- 30 days
- Homes sold (recent period)
- 5
- For-sale inventory
- 139
- Sale-to-list ratio
- 100.7%
- Active listings
- 1
- 1-year forecast
- +1.1%
- Days to pending
- 25 days
- New listings (monthly)
- 64
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,566/mo
- 1-year rent change
- +2.6%
- Studio fair-market rent
- $1,030/mo
- 1BR fair-market rent
- $1,130/mo
- 2BR fair-market rent
- $1,460/mo
- 3BR fair-market rent
- $1,930/mo
- 4BR fair-market rent
- $2,130/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 17.0¢/kWh
- Natural gas rate (state-level)
- $13.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 11
- Elementary schools
- 6
- Middle schools
- 2
- High schools
- 3
- Charter schools
- 2
- School districts serving the area
- Hamilton Cnty Math & Science, Mt. Healthy Preparatory and Fitness Academy, Mt Healthy City
- Schools include
- Hamilton Cnty Math & Science, Mt. Healthy Preparatory and Fitness Academy, Mt. Healthy South Elementary School, Mt Healthy High School, Mt. Healthy North Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- lightning, tornado, coldWave, heatWave, iceStorm
- Notable hazard ratings (county)
- coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively High
- FEMA flood zone
- C
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 9% of US counties
- Buildings in wildfire direct-exposure zone
- 33.5%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Pristine, Inc. (5.3 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 54
- Days with Good air quality
- 129
- Days with Moderate air quality
- 217
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 193
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 9.3 / 20
- Transit service frequency
- 785
- Jobs reachable by car (30 min)
- 68,448
- Jobs reachable by transit (45 min)
- 61,057
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- William Howard Taft National Historic Site (9 mi)
- National parks include
- William Howard Taft National Historic Site, Dayton Aviation Heritage National Historical Park, Charles Young Buffalo Soldiers National Monument
- Airports within 30 mi
- 33
- Nearest airport
- Butler Co Regional Airport - Hogan Field (HAO) (8 mi)
- Nearest major airport
- Cincinnati Municipal Airport Lunken Field (LUK) (12 mi)
- Hospitals nearby (~15 mi)
- 339
- Hospitals include
- ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -2,373 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,964
- Housing built before 1970
- 62.9%
- Housing built 2000 or later
- 10.4%
- Median annual property tax
- $3,108
- Mean commute to work
- 22 min
- Households with broadband internet
- 82.2%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 462,193
- Average weekly wage
- $1,427
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 527
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 45231 | State median | US median | |
|---|---|---|---|
| Median home value | $217,645 | $225,539 | $289,727 |
| Median sale price | $271,000 | $242,250 | $325,000 |
| Median days on market | 30 days | 45 days | 51 days |
| Typical rent | $1,566/mo | $1,394/mo | $1,808/mo |
| Median annual property tax | $3,108 | $1,962 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 45231?
- $217,645.
- What is the median sale price in ZIP 45231?
- $271,000.
- How long do homes take to sell in ZIP 45231?
- Median days on market: 30 days.
- What is typical rent in ZIP 45231?
- Typical rent: $1,566/month.
- What is the natural-hazard risk in ZIP 45231?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: lightning, tornado, coldWave, heatWave, iceStorm.
- Is ZIP 45231 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone C.
- What is the wildfire risk in ZIP 45231?
- Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 45231?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 45231?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 45231?
- 11 schools (6 elementary, 2 middle, 3 high) (NCES, 2022-23).
- Is ZIP 45231 walkable?
- Walkability index: 9.3/20 (EPA Smart Location Database).
- What is the air quality in ZIP 45231?
- Moderate. Median AQI: 54. (EPA AQI).
- What is the cost of living in ZIP 45231?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →