Area data
Troy, OH — ZIP 45373
Population: 37,565 (Census ACS)
The median home value in ZIP 45373 (Troy, OH) is $286,253 — up 2.7% over the past year. Homes sell for a median $257,450 after a median 55 days on market. Typical rent runs $1,468/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, lightning, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$286,253
Median home value
+2.7%
1-year change
55
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $286,253
- 1-year appreciation
- +2.7%
- 3-year appreciation
- +15.6%
- 5-year appreciation
- +31.5%
- 10-year appreciation
- +89.5%
- All-time peak (2026-05)
- $286,485
- House Price Index (state)
- 353.3 (+4.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $257,450
- Median list price
- $166,000
- Median price per sqft
- $146
- Median days on market
- 55 days
- Homes sold (recent period)
- 4
- For-sale inventory
- 125
- Sale-to-list ratio
- 98.5%
- Active listings
- 1
- Days to pending
- 31 days
- New listings (monthly)
- 55
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,468/mo
- 1-year rent change
- +0.8%
- Studio fair-market rent
- $870/mo
- 1BR fair-market rent
- $940/mo
- 2BR fair-market rent
- $1,190/mo
- 3BR fair-market rent
- $1,540/mo
- 4BR fair-market rent
- $1,700/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 17.0¢/kWh
- Natural gas rate (state-level)
- $13.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 10
- Elementary schools
- 6
- Middle schools
- 2
- High schools
- 1
- Schools include
- Concord Elementary School, Cookson Elementary School, Heywood Elementary School, Hook Elementary School, Kyle Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- iceStorm, lightning, strongWind, tornado, winterWeather
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 2% of US counties
- Buildings in wildfire direct-exposure zone
- 33.9%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- 3
- Nearest Superfund site
- East Troy Contaminated Aquifer (0.4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 43.1 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 43
- Days with Good air quality
- 193
- Days with Moderate air quality
- 48
- Highest AQI recorded (year)
- 112
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 11.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 34,385
- Jobs reachable by transit (45 min)
- 31,820
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Dayton Aviation Heritage National Historical Park (18 mi)
- National parks include
- Dayton Aviation Heritage National Historical Park, Charles Young Buffalo Soldiers National Monument
- Airports within 30 mi
- 46
- Nearest airport
- Waco Field (1 mi)
- Nearest major airport
- James M. Cox Dayton International Airport (DAY) (9 mi)
- Hospitals nearby (~15 mi)
- 2
- Hospitals include
- UPPER VALLEY MEDICAL CENTER, KETTERING HEALTH TROY
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +399 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,973
- Housing built before 1970
- 45.1%
- Housing built 2000 or later
- 20.1%
- Median annual property tax
- $2,188
- Mean commute to work
- 19 min
- Households with broadband internet
- 80.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 36,798
- Average weekly wage
- $1,032
- Top industries (by employment)
- Health Care, Accommodation & Food, Wholesale Trade
- Annual residential building permits (county)
- 302
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 45373 | State median | US median | |
|---|---|---|---|
| Median home value | $286,253 | $225,539 | $289,727 |
| Median sale price | $257,450 | $242,250 | $325,000 |
| Median days on market | 55 days | 45 days | 51 days |
| Typical rent | $1,468/mo | $1,394/mo | $1,808/mo |
| Median annual property tax | $2,188 | $1,962 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 45373?
- $286,253.
- What is the median sale price in ZIP 45373?
- $257,450.
- How long do homes take to sell in ZIP 45373?
- Median days on market: 55 days.
- What is typical rent in ZIP 45373?
- Typical rent: $1,468/month.
- What is the natural-hazard risk in ZIP 45373?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, lightning, strongWind, tornado, winterWeather.
- Is ZIP 45373 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 45373?
- Risk to homes is higher than 2% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 45373?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 45373?
- 3 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: East Troy Contaminated Aquifer, 0.4 mi.
- How many schools serve ZIP 45373?
- 10 schools (6 elementary, 2 middle, 1 high) (NCES, 2022-23).
- Is ZIP 45373 walkable?
- Walkability index: 11.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 45373?
- Good. Median AQI: 43. (EPA AQI).
- What is the cost of living in ZIP 45373?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →