Area data
Lafayette, OH — ZIP 45854
Population: 293 (Census ACS)
The median home value in ZIP 45854 (Lafayette, OH) is $121,300. Homes sell for a median $260,000 after a median 86.5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hail, icestorm, inlandflooding the top-rated hazards. Cost of living is 7.2% below the US average (BEA, metro/state-level).
$121,300
Median home value
86.5
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $121,300
- House Price Index (state)
- 353.3 (+4.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $260,000
- Median list price
- $170,000
- Median price per sqft
- $179
- 1-year sale-price change
- -1.9%
- Median days on market
- 86.5 days
- Homes sold (recent period)
- 2
- Sale-to-list ratio
- 97.2%
- Active listings
- 1
Source: recent area sales and market data (ZIP-level)
Affordability
- Cost of living index (Below Average)
- 92.8 (100 = US avg)
- Electricity rate (state-level)
- 17.0¢/kWh
- Natural gas rate (state-level)
- $13.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- hail, iceStorm, inlandFlooding, strongWind, tornado
- Notable hazard ratings (county)
- coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 1% of US counties
- Buildings in wildfire direct-exposure zone
- 25.6%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 52.0°F
- Average high
- 63.0°F
- Average low
- 41.0°F
- Annual precipitation
- 43.3 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 275
- Days with Moderate air quality
- 84
- Highest AQI recorded (year)
- 97
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- Airports within 30 mi
- 23
- Nearest airport
- Lima Allen County Airport (AOH) (5 mi)
- Nearest major airport
- Findlay Airport (FDY) (23 mi)
- Hospitals nearby (~15 mi)
- 18
- Hospitals include
- LIMA MEMORIAL HEALTH SYSTEM, INSTITUTE FOR ORTHOPAEDIC SURGERY, WILSON MEMORIAL HOSPITAL
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 11
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1,938
- Housing built before 1970
- 68.8%
- Housing built 2000 or later
- 18.8%
- Median annual property tax
- $1,587
- Households with broadband internet
- 86.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 43,797
- Average weekly wage
- $1,072
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 57
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 45854 | State median | US median | |
|---|---|---|---|
| Median sale price | $260,000 | $242,250 | $325,000 |
| Median days on market | 87 days | 45 days | 51 days |
| Median annual property tax | $1,587 | $1,962 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 45854?
- $121,300.
- What is the median sale price in ZIP 45854?
- $260,000.
- How long do homes take to sell in ZIP 45854?
- Median days on market: 86.5 days.
- What is the natural-hazard risk in ZIP 45854?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hail, iceStorm, inlandFlooding, strongWind, tornado.
- What is the wildfire risk in ZIP 45854?
- Risk to homes is higher than 1% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 45854?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 45854?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the air quality in ZIP 45854?
- Good. Median AQI: 42. (EPA AQI).
- What is the cost of living in ZIP 45854?
- Regional Price Parity: 92.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
Selling a home in Lafayette, OH?
REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.
Data last updated
Most recent source refresh: Sep 2026. See all data sources →