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Area data

Middle Point, OH — ZIP 45863

Population: 1,256 (Census ACS)

The typical home value in ZIP 45863 (Middle Point, OH) is $165,848 — down 0.9% over the past year. Homes sell for a median $162,452 after a median 19 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strong wind the top-rated hazards. Cost of living is 7.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$165,848

Typical home value

-0.9%

1-year change

19

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$165,848
1-year appreciation
-0.9%
3-year appreciation
+10.1%
5-year appreciation
+20.0%
10-year appreciation
+83.7%
Peak value since 2000 (Feb 2026)
$171,072
House Price Index (state)
365.7 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$162,452
Median list price
$127,694
Median price per sqft
$169
1-year sale-price change
-64.3%
Median days on market
19 days
Homes sold (recent period)
2
Sale-to-list ratio
105.0%
1-year forecast
+3.6%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$770/mo
1BR fair-market rent
$795/mo
2BR fair-market rent
$1,003/mo
3BR fair-market rent
$1,261/mo
4BR fair-market rent
$1,358/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.8 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strong wind
Notable hazard ratings (county)
strong wind: Relatively Moderate · hail: Relatively Low · tornado: Relatively Low · ice storm: Relatively Low · winter weather: Relatively Low
Wildfire risk to homes (county)
Higher than 0% of US counties
Buildings in wildfire direct-exposure zone
18.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
51.0°F
Average high
61.0°F
Average low
42.0°F
Annual precipitation
39.8 in
Annual snowfall
28.8 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,695
Jobs reachable by transit (45 min)
7,633

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
26
Nearest airport
Van Wert County Airport (9 mi)
Nearest major airport
Fort Wayne International Airport (FWA) (39 mi)
Hospitals in or near this ZIP
1
Hospitals include
RIDGEVIEW HOSPITAL
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-20 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1965
Housing built before 1970
51.9%
Housing built 2000 or later
16.3%
Median annual property tax
$1,236
Mean commute to work
16 min
Households with broadband internet
81.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,389
Average weekly wage
$1,012
Top industries (by employment)
Health Care, Wholesale Trade, Accommodation & Food
Annual residential building permits (county)
45

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 45863State medianUS median
Typical home value$165,848$222,294$285,053
Median sale price$162,452$239,930$319,906
Median days on market19 days44 days48 days
Median annual property tax$1,236$1,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 45863?
$165,848.
What is the median sale price in ZIP 45863?
$162,452.
How long do homes take to sell in ZIP 45863?
Median days on market: 19 days.
What is typical rent in ZIP 45863?
2-bedroom fair-market rent: $1,003/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 45863?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strong wind.
What is the wildfire risk in ZIP 45863?
Risk to homes is higher than 0% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 45863?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 45863?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 45863 walkable?
Walkability index: 5.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 45863?
Regional Price Parity: 92.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents