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Area data

Montezuma, OH — ZIP 45866

Population: 117 (Census ACS)

The median home value in ZIP 45866 (Montezuma, OH) is $157,207 — up 10.7% over the past year. Homes sell for a median $101,000 after a median 213 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with tornado the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$157,207

Median home value

+10.7%

1-year change

213

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$157,207
1-year appreciation
+10.7%
3-year appreciation
+24.1%
5-year appreciation
+43.8%
All-time peak (2026-07)
$157,207
House Price Index (state)
353.3 (+4.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$101,000
Median price per sqft
$140
Median days on market
213 days
Homes sold (recent period)
1
Sale-to-list ratio
87.9%
1-year forecast
+3.2%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
tornado
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low
Wildfire risk to homes (county)
Higher than 0% of US counties
Buildings in wildfire direct-exposure zone
21.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
41.6 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Dayton Aviation Heritage National Historical Park (54 mi)
Airports within 30 mi
22
Nearest airport
Lakefield Airport (1 mi)
Nearest major airport
Fort Wayne International Airport (FWA) (48 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-160 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,947
Housing built before 1970
86.3%
Housing built 2000 or later
1.4%
Median annual property tax
$1,442
Households with broadband internet
80.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
17,506
Average weekly wage
$970
Top industries (by employment)
Accommodation & Food, Construction, Other Services
Annual residential building permits (county)
54

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 45866State medianUS median
Median home value$157,207$225,539$289,727
Median sale price$101,000$242,250$325,000
Median days on market213 days45 days51 days
Median annual property tax$1,442$1,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 45866?
$157,207.
What is the median sale price in ZIP 45866?
$101,000.
How long do homes take to sell in ZIP 45866?
Median days on market: 213 days.
What is the natural-hazard risk in ZIP 45866?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: tornado.
What is the wildfire risk in ZIP 45866?
Risk to homes is higher than 0% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 45866?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 45866?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 45866?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents