Area data
Wapakoneta, OH — ZIP 45895
Population: 17,998 (Census ACS)
The median home value in ZIP 45895 (Wapakoneta, OH) is $243,946 — up 6.0% over the past year. Homes sell for a median $255,500 after a median 46 days on market. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$243,946
Median home value
+6.0%
1-year change
46
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $243,946
- 1-year appreciation
- +6.0%
- 3-year appreciation
- +19.5%
- 5-year appreciation
- +33.9%
- 10-year appreciation
- +87.6%
- All-time peak (2026-07)
- $243,946
- House Price Index (state)
- 353.3 (+4.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $255,500
- Median list price
- $272,500
- Median price per sqft
- $157
- 1-year sale-price change
- +26.8%
- Median days on market
- 46 days
- Homes sold (recent period)
- 40
- For-sale inventory
- 36
- Sale-to-list ratio
- 98.0%
- Active listings
- 20
- 1-year forecast
- +2.6%
- New listings (monthly)
- 18
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $710/mo
- 1BR fair-market rent
- $888/mo
- 2BR fair-market rent
- $1,119/mo
- 3BR fair-market rent
- $1,455/mo
- 4BR fair-market rent
- $1,678/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 17.0¢/kWh
- Natural gas rate (state-level)
- $13.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 5
- Elementary schools
- 1
- Middle schools
- 2
- High schools
- 2
- Charter schools
- 1
- School districts serving the area
- Auglaize County Educational Academy, Wapakoneta City
- Schools include
- Auglaize County Educational Academy, Wapakoneta Middle School, Wapakoneta High School, Wapakoneta Elementary, Wapakoneta Jr. High
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Notable hazard ratings (county)
- coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 0% of US counties
- Buildings in wildfire direct-exposure zone
- 26.0%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 51.0°F
- Average high
- 61.0°F
- Average low
- 42.0°F
- Annual precipitation
- 43.9 in
- Annual snowfall
- 24.2 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 9.3 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 12,681
- Jobs reachable by transit (45 min)
- 12,534
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Dayton Aviation Heritage National Historical Park (55 mi)
- Airports within 30 mi
- 19
- Nearest airport
- Dave Rice Ultralightport (9 mi)
- Nearest major airport
- Findlay Airport (FDY) (39 mi)
- Hospitals nearby (~15 mi)
- 4
- Hospitals include
- LIMA MEMORIAL HEALTH SYSTEM, INSTITUTE FOR ORTHOPAEDIC SURGERY, GRAND LAKE HEALTH SYSTEM
- Avg hospital rating (CMS)
- 3.7 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +65 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,974
- Housing built before 1970
- 42.3%
- Housing built 2000 or later
- 14.7%
- Median annual property tax
- $1,769
- Mean commute to work
- 18 min
- Households with broadband internet
- 73.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 19,682
- Average weekly wage
- $1,069
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 60
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 45895 | State median | US median | |
|---|---|---|---|
| Median home value | $243,946 | $225,539 | $289,727 |
| Median sale price | $255,500 | $242,250 | $325,000 |
| Median days on market | 46 days | 45 days | 51 days |
| Median annual property tax | $1,769 | $1,962 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 45895?
- $243,946.
- What is the median sale price in ZIP 45895?
- $255,500.
- How long do homes take to sell in ZIP 45895?
- Median days on market: 46 days.
- What is typical rent in ZIP 45895?
- 2-bedroom fair-market rent: $1,119/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 45895?
- Overall risk: Very Low (FEMA NRI, county-level).
- Is ZIP 45895 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 45895?
- Risk to homes is higher than 0% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 45895?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 45895?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 45895?
- 5 schools (1 elementary, 2 middle, 2 high) (NCES, 2022-23).
- Is ZIP 45895 walkable?
- Walkability index: 9.3/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 45895?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →