Area data
Westfield, IN — ZIP 46074
Population: 48,901 (Census ACS)
The median home value in ZIP 46074 (Westfield, IN) is $509,414 — up 3.1% over the past year. Homes sell for a median $314,000 after a median 27 days on market. Typical rent runs $2,016/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, tornado, winterweather the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$509,414
Median home value
+3.1%
1-year change
27
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $509,414
- 1-year appreciation
- +3.1%
- 3-year appreciation
- +6.1%
- 5-year appreciation
- +27.1%
- 10-year appreciation
- +75.1%
- All-time peak (2026-07)
- $509,414
- House Price Index (state)
- 367.2 (+2.9% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $314,000
- Median list price
- $350,000
- Median price per sqft
- $175
- 1-year sale-price change
- +1.3%
- Median days on market
- 27 days
- Homes sold (recent period)
- 28
- For-sale inventory
- 230
- Sale-to-list ratio
- 98.4%
- Active listings
- 10
- 1-year forecast
- +1.5%
- Days to pending
- 23 days
- New listings (monthly)
- 113
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,016/mo
- 1-year rent change
- +4.8%
- Studio fair-market rent
- $1,440/mo
- 1BR fair-market rent
- $1,630/mo
- 2BR fair-market rent
- $1,900/mo
- 3BR fair-market rent
- $2,460/mo
- 4BR fair-market rent
- $3,020/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 16.2¢/kWh
- Natural gas rate (state-level)
- $11.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 9
- Elementary schools
- 6
- Middle schools
- 2
- High schools
- 1
- Schools include
- Shamrock Springs Elementary School, Westfield Intermediate School, Carey Ridge Elementary School, Oak Trace Elementary School, Washington Woods Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- lightning, tornado, winterWeather, coldWave, hail
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively Moderate
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 2% of US counties
- Buildings in wildfire direct-exposure zone
- 20.0%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Northside Sanitary Landfill, Inc. (5.4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 53.0°F
- Average high
- 63.0°F
- Average low
- 43.0°F
- Annual precipitation
- 49.3 in
- Annual snowfall
- 26.4 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 46
- Days with Good air quality
- 220
- Days with Moderate air quality
- 134
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 190
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 9.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 65,111
- Jobs reachable by transit (45 min)
- 53,961
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 59
- Nearest airport
- Westfield Airport (1 mi)
- Nearest major airport
- Indianapolis International Airport (IND) (23 mi)
- Hospitals nearby (~15 mi)
- 17
- Hospitals include
- ESKENAZI HEALTH, INDIANAPOLIS VA MEDICAL CENTER, INDIANA UNIVERSITY HEALTH
- Avg hospital rating (CMS)
- 3.3 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 96
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +1,696 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 2,010
- Housing built before 1970
- 5.6%
- Housing built 2000 or later
- 78.0%
- Median annual property tax
- $3,913
- Mean commute to work
- 19 min
- Households with broadband internet
- 87.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 145,609
- Average weekly wage
- $1,320
- Top industries (by employment)
- Health Care, Accommodation & Food, Finance & Insurance
- Annual residential building permits (county)
- 2,887
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 46074 | State median | US median | |
|---|---|---|---|
| Median home value | $509,414 | $237,170 | $289,727 |
| Median sale price | $314,000 | $238,000 | $325,000 |
| Median days on market | 27 days | 38 days | 51 days |
| Typical rent | $2,016/mo | $1,331/mo | $1,808/mo |
| Median annual property tax | $3,913 | $1,179 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 46074?
- $509,414.
- What is the median sale price in ZIP 46074?
- $314,000.
- How long do homes take to sell in ZIP 46074?
- Median days on market: 27 days.
- What is typical rent in ZIP 46074?
- Typical rent: $2,016/month.
- What is the natural-hazard risk in ZIP 46074?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, tornado, winterWeather, coldWave, hail.
- Is ZIP 46074 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 46074?
- Risk to homes is higher than 2% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 46074?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 46074?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 46074?
- 9 schools (6 elementary, 2 middle, 1 high) (NCES, 2022-23).
- Is ZIP 46074 walkable?
- Walkability index: 9.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 46074?
- Good. Median AQI: 46. (EPA AQI).
- What is the cost of living in ZIP 46074?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →