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Area data

Hammond, IN — ZIP 46320

Population: 14,353 (Census ACS)

The median home value in ZIP 46320 (Hammond, IN) is $143,822 — up 2.2% over the past year. Homes sell for a median $347,500 after a median 39 days on market. Typical rent runs $1,354/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coldwave, tornado, inlandflooding the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$143,822

Median home value

+2.2%

1-year change

39

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$143,822
1-year appreciation
+2.2%
3-year appreciation
+12.0%
5-year appreciation
+35.2%
10-year appreciation
+239.6%
All-time peak (2026-03)
$144,367
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$347,500
Median list price
$209,000
Median price per sqft
$149
1-year sale-price change
+3.7%
Median days on market
39 days
Homes sold (recent period)
1
For-sale inventory
23
Sale-to-list ratio
99.6%
Active listings
3
1-year forecast
+2.1%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,354/mo
1-year rent change
+11.1%
Studio fair-market rent
$820/mo
1BR fair-market rent
$930/mo
2BR fair-market rent
$1,130/mo
3BR fair-market rent
$1,380/mo
4BR fair-market rent
$1,500/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
0
Middle schools
1
High schools
3
Charter schools
1
School districts serving the area
Hammond Academy of Science & Tech, School City of Hammond
Schools include
Hammond Academy of Science & Tech, Hammond Central High School, Area Career Center, Henry W Eggers Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coldWave, tornado, inlandFlooding, lightning, strongWind
Notable hazard ratings (county)
coldWave: Very High · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 32% of US counties
Buildings in wildfire direct-exposure zone
9.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
5
Nearest Superfund site
Federated Metals Corp Whiting (1.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
43.8 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
55
Days with Good air quality
125
Days with Moderate air quality
222
Days with Unhealthy air quality
1
Highest AQI recorded (year)
215

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
15.7 / 20
Transit service frequency
1,086
Jobs reachable by car (30 min)
188,961
Jobs reachable by transit (45 min)
184,519

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Pullman National Historical Park (5 mi)
National parks include
Pullman National Historical Park, Indiana Dunes National Park
Airports within 30 mi
17
Nearest airport
Gary/Chicago International Airport (GYY) (7 mi)
Nearest major airport
Gary/Chicago International Airport (GYY) (7 mi)
Hospitals nearby (~15 mi)
27
Hospitals include
MT SINAI HOSPITAL MEDICAL CENTER, MACNEAL HOSPITAL, PALOS COMMUNITY HOSPITAL
Avg hospital rating (CMS)
2.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
44
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+154 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,945
Housing built before 1970
71.6%
Housing built 2000 or later
7.9%
Median annual property tax
$1,160
Mean commute to work
26 min
Households with broadband internet
63.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
167,551
Average weekly wage
$1,153
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,605

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 46320State medianUS median
Median home value$143,822$237,170$289,727
Median sale price$347,500$238,000$325,000
Median days on market39 days38 days51 days
Typical rent$1,354/mo$1,331/mo$1,808/mo
Median annual property tax$1,160$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 46320?
$143,822.
What is the median sale price in ZIP 46320?
$347,500.
How long do homes take to sell in ZIP 46320?
Median days on market: 39 days.
What is typical rent in ZIP 46320?
Typical rent: $1,354/month.
What is the natural-hazard risk in ZIP 46320?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coldWave, tornado, inlandFlooding, lightning, strongWind.
Is ZIP 46320 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 46320?
Risk to homes is higher than 32% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 46320?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 46320?
5 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Federated Metals Corp Whiting, 1.5 mi.
How many schools serve ZIP 46320?
4 schools (1 middle, 3 high) (NCES, 2022-23).
Is ZIP 46320 walkable?
Walkability index: 15.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 46320?
Moderate. Median AQI: 55. (EPA AQI).
What is the cost of living in ZIP 46320?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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