Area data
South bend, IN — ZIP 46617
Population: 10,032 (Census ACS)
The median home value in ZIP 46617 (South bend, IN) is $338,242 — up 7.2% over the past year. Homes sell for a median $817,805 after a median 120 days on market. Typical rent runs $1,522/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, hail, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$338,242
Median home value
+7.2%
1-year change
120
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $338,242
- 1-year appreciation
- +7.2%
- 3-year appreciation
- +22.8%
- 5-year appreciation
- +47.0%
- 10-year appreciation
- +144.8%
- All-time peak (2026-07)
- $338,242
- House Price Index (state)
- 367.2 (+2.9% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $817,805
- Median list price
- $746,450
- Median price per sqft
- $491
- 1-year sale-price change
- +34.1%
- Median days on market
- 120 days
- Homes sold (recent period)
- 4
- For-sale inventory
- 51
- Sale-to-list ratio
- 99.0%
- Active listings
- 13
- 1-year forecast
- +3.7%
- Days to pending
- 35 days
- New listings (monthly)
- 20
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,522/mo
- 1-year rent change
- +7.1%
- Studio fair-market rent
- $750/mo
- 1BR fair-market rent
- $937/mo
- 2BR fair-market rent
- $1,156/mo
- 3BR fair-market rent
- $1,502/mo
- 4BR fair-market rent
- $1,734/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 16.2¢/kWh
- Natural gas rate (state-level)
- $11.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 4
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- McKinley Elementary School, Jefferson Traditional School, Rise Up Academy at Eggleston, South Bend Virtual School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- coldWave, hail, strongWind, tornado, heatWave
- Notable hazard ratings (county)
- coldWave: Relatively High · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 3% of US counties
- Buildings in wildfire direct-exposure zone
- 20.6%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- 2
- Nearest Superfund site
- Douglas Road/Uniroyal, Inc., Landfill (2.9 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 53.0°F
- Average high
- 61.0°F
- Average low
- 44.0°F
- Annual precipitation
- 46.2 in
- Annual snowfall
- 30.4 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 51
- Days with Good air quality
- 175
- Days with Moderate air quality
- 177
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 223
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 8.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 47,937
- Jobs reachable by transit (45 min)
- 40,622
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Indiana Dunes National Park (45 mi)
- Airports within 30 mi
- 45
- Nearest airport
- Nelund Field (4 mi)
- Nearest major airport
- South Bend International Airport (SBN) (5 mi)
- Hospitals nearby (~15 mi)
- 7
- Hospitals include
- SAINT JOSEPH REGIONAL MEDICAL CENTER, UNITY PHYSICIANS HOSPITAL, MEDICAL BEHAVIORAL HOSPITAL - MISHAWAKA
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- EV charging stations (within 10 mi)
- 52
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -733 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,959
- Housing built before 1970
- 57.0%
- Housing built 2000 or later
- 30.8%
- Median annual property tax
- $2,495
- Mean commute to work
- 13 min
- Households with broadband internet
- 81.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 108,928
- Average weekly wage
- $1,112
- Top industries (by employment)
- Health Care, Accommodation & Food, Education
- Annual residential building permits (county)
- 270
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 46617 | State median | US median | |
|---|---|---|---|
| Median home value | $338,242 | $237,170 | $289,727 |
| Median sale price | $817,805 | $238,000 | $325,000 |
| Median days on market | 120 days | 38 days | 51 days |
| Typical rent | $1,522/mo | $1,331/mo | $1,808/mo |
| Median annual property tax | $2,495 | $1,179 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 46617?
- $338,242.
- What is the median sale price in ZIP 46617?
- $817,805.
- How long do homes take to sell in ZIP 46617?
- Median days on market: 120 days.
- What is typical rent in ZIP 46617?
- Typical rent: $1,522/month.
- What is the natural-hazard risk in ZIP 46617?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, hail, strongWind, tornado, heatWave.
- Is ZIP 46617 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 46617?
- Risk to homes is higher than 3% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 46617?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 46617?
- 2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Douglas Road/Uniroyal, Inc., Landfill, 2.9 mi.
- How many schools serve ZIP 46617?
- 4 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 46617 walkable?
- Walkability index: 8.5/20 (EPA Smart Location Database).
- What is the air quality in ZIP 46617?
- Moderate. Median AQI: 51. (EPA AQI).
- What is the cost of living in ZIP 46617?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →