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Area data

Columbia city, IN — ZIP 46725

Population: 23,297 (Census ACS)

The median home value in ZIP 46725 (Columbia city, IN) is $287,704 — up 5.0% over the past year. Homes sell for a median $133,000 after a median 129 days on market. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$287,704

Median home value

+5.0%

1-year change

129

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$287,704
1-year appreciation
+5.0%
3-year appreciation
+15.4%
5-year appreciation
+34.2%
10-year appreciation
+98.6%
All-time peak (2026-07)
$287,704
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$133,000
Median price per sqft
$66
Median days on market
129 days
Homes sold (recent period)
1
For-sale inventory
60
Sale-to-list ratio
96.7%
1-year forecast
+2.5%
Days to pending
21 days
New listings (monthly)
27

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$860/mo
1BR fair-market rent
$880/mo
2BR fair-market rent
$1,070/mo
3BR fair-market rent
$1,330/mo
4BR fair-market rent
$1,460/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
4
Middle schools
1
High schools
1
Schools include
Columbia City High School, Indian Springs Middle School, Northern Heights Elementary School, Coesse School, Mary Raber Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · strongWind: Relatively Moderate · tornado: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 2% of US counties
Buildings in wildfire direct-exposure zone
44.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Wayne Waste Oil (0.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
49.0°F
Average high
59.0°F
Average low
40.0°F
Annual precipitation
40.2 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
48
Days with Good air quality
195
Days with Moderate air quality
161
Days with Unhealthy air quality
2
Highest AQI recorded (year)
223

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
17,669
Jobs reachable by transit (45 min)
16,445

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
42
Nearest airport
Gordon Airport (3 mi)
Nearest major airport
Fort Wayne International Airport (FWA) (19 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
PARKVIEW WHITLEY HOSPITAL
EV charging stations (within 10 mi)
4
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+46 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,983
Housing built before 1970
36.6%
Housing built 2000 or later
23.6%
Median annual property tax
$1,619
Mean commute to work
20 min
Households with broadband internet
63.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
12,481
Average weekly wage
$1,112
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
72

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 46725State medianUS median
Median home value$287,704$237,170$289,727
Median sale price$133,000$238,000$325,000
Median days on market129 days38 days51 days
Median annual property tax$1,619$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 46725?
$287,704.
What is the median sale price in ZIP 46725?
$133,000.
How long do homes take to sell in ZIP 46725?
Median days on market: 129 days.
What is typical rent in ZIP 46725?
2-bedroom fair-market rent: $1,070/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 46725?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, strongWind.
Is ZIP 46725 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 46725?
Risk to homes is higher than 2% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 46725?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 46725?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Wayne Waste Oil, 0.3 mi.
How many schools serve ZIP 46725?
6 schools (4 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 46725 walkable?
Walkability index: 6.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 46725?
Good. Median AQI: 48. (EPA AQI).
What is the cost of living in ZIP 46725?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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